902 W Main St, Owosso, MI 48867 Property Records

Shiawassee County property record for 902 W Main St, Owosso, MI 48867

Property Summary

Property TypeCommercial
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$104,900 (Mar 2022)
Tax Bill$266 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jun 2023 Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN050-660-015-004-00

Property Details

APN / Parcel Number

Primary APN050-660-015-004-00

Exterior

Lot Area2,614 sqft (0.06 acres)

Location & Zoning

Street Address902 W MAIN ST
CityOWOSSO
StateMI
Zip48867-2517
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLOT 4 BLK 15 AL & BO WILLIAMS ADD
Legal SubdivisionAL & BO WILLIAMS ADD
Legal Block15
Legal Lot Number4
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group1
Census Block1008
Census Tract30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Town Historic Commercial and Industrial District
listed 1980 · 28 contributing resources · NRIS 80001911

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 281, OWOSSO, MI 48867-0281
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
THE STATE BANK
Jun 9, 2023Deed of Trust, Mortgage · Construction Mortgage
THE STATE BANK
Jun 8, 2023Deed of Trust, Mortgage · Line of Credit
THE STATE BANK
Mar 17, 2022Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Dec 6, 2021Intrafamily Transfer, Transfer
MICHIGAN LAND TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 17, 2022 · Amount on Record
Deed SaleMar 17, 2022 · Amount on Record
Deed Document Number20223357909
Deed Book / Page1293 / 995
Prior Transfer DateNov 23, 2021
Prior Transfer Doc0012900373
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address902 W MAIN ST, OWOSSO, MI 48867-2517
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 RIVERSIDE DR, OWOSSO, MI 48867-4920

Mortgage

Document Number0013080353
DateJun 27, 2023
Book Page1308/353
Instrument3372486
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address902 W MAIN ST, OWOSSO, MI 48867-2517
Transaction TypeMortgage
Record UpdatedJun 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 RIVERSIDE DR, OWOSSO, MI 48867-4920

Mortgage

Document Number0013070838
DateJun 9, 2023
Book Page1307/838
Instrument3371971
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address902 W MAIN ST, OWOSSO, MI 48867-2517
Transaction TypeMortgage
Record UpdatedJun 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 RIVERSIDE DR, SIX LAKES, MI 48886

Mortgage

Document Number0013070834
DateJun 8, 2023
Book Page1307/834
Instrument3371967
Lender
NameTHE STATE BANK
TypeBank
AddressFENTON, MI 48430
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateMar 17, 2022
Property Address902 W MAIN ST, OWOSSO, MI 48867-2517
Document Number0012930995
Book / Page1293 / 995
Map ReferenceLB 29 PG 499
Instrument DateMar 15, 2022
Instrument3357909
Transaction TypeTransfer
Record UpdatedApr 6, 2022
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$787.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address431 CURWOOD DR, 431, OWOSSO, MI 48867-2149

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 281, OWOSSO, MI 48867-0281

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHIAWASSEE MI
Recording DateDec 6, 2021
Property Address902 W MAIN ST, OWOSSO, MI 48867-2517
Document Number0012900373
Book / Page1290 / 373
Instrument DateNov 23, 2021
Instrument3354217
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyMICHIGAN LAND TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10310 S OCEAN DR APT 510, 510, JENSEN BEACH, FL 34957-2501

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,600 (+4.55%)$9,200 (+4.55%)
2025$266.00 (-91.74%)$4,400 (-91.55%)$8,800 (-91.55%)
2024$3,220.00
2023$3,220.00$52,100$104,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OWOSSO
serves 16,353 people · EPA ID MI0005120
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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