902 W Cummings St, Henryetta, OK 74437 Property Records

Okmulgee County property record for 902 W Cummings St, Henryetta, OK 74437

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,966 sqft · built 1938
Lot Size	0.161 acres (6,999 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Jun 2018)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20004`

Property Details

APN / Parcel Number

Primary APN	`20004`
Alternative APN	`2402-00-005-012-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,966 sqft Living Area
1st Floor Area	1,486 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	266 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	576 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20004
Street Address	902 W CUMMINGS ST
City	HENRYETTA
State	OK
Zip	74437-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWNS HENRYETTA LOT 12 BLK 5
Legal Range	12E
Legal Township	11N
Legal Section	12
Legal Subdivision	BROWNS 12-11-12 HENRYETTA
Legal Block	5
Legal Lot Number	12
Jurisdiction	OKMULGEE OK
Township / Civil Division	HENRYETTA
Census Block Group	4
Census Block	4040
Census Tract	902

Owner

Source: Okmulgee County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	902 W CUMMINGS ST, HENRYETTA, OK 74437-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 4, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Jun 13, 2012 · Amount on Record
Deed Document Number	20183102
Deed Book / Page	2206 / 44
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKMULGEE OK
Property Address	902 W CUMMINGS ST, HENRYETTA, OK 74437-2616
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002277/243
Date	May 4, 2021
Book Page	2277/243
Instrument	2021-002898

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Nov 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKMULGEE OK
Recording Date	Jun 4, 2018
Property Address	902 W CUMMINGS ST, HENRYETTA, OK 74437-2616
Document Number	02206/0044
Book / Page	2206 / 0044
Instrument Date	May 30, 2018
Instrument	2018-003102
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 W CUMMINGS ST, HENRYETTA, OK 74437-2616

Mortgage

Document Number	2018003103
Date	Jun 4, 2018
Instrument	2018-003103

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Okmulgee County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Okmulgee County
Municipality	Henryetta City
Unified School District	Henryetta Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,822 (+3%) Land $240 Building $6,582	$56,850 (-51.89%) Land $2,000 Building $54,850
2025	Homeowner's exemption	$6,623 (+6.09%) Land $240 Building $6,383	$118,172 (+9.18%) Land $2,000 Building $116,172
2023	Homeowner's exemption	$6,243 Land $240 Building $6,003	$108,238 Land $2,000 Building $106,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2013)
Most Recent Claim	Jun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRYETTA MUNICIPAL AUTHORITY serves 6,096 people · EPA ID OK1020709
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Atlink Services Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Cummings St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures