Lake County property record for 902 W Bay Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,871 sqft · built 1986 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,806 (2026) |
| APN | 25-5215-11080 |
| Primary APN | 25-5215-11080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,871 sqft Gross Area |
| 1st Floor Area | 2,871 sqft |
| Utility Area | 240 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 94,090 sqft (2.16 acres) |
| Garage Type | Mixed |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 624 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 902 W BAY RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 EXC .04 ACRES AS DESC IN DOC NO 166703 |
| Legal Range | 11W |
| Legal Township | 52N |
| Legal Section | 11 |
| Legal Subdivision | JOYLAND |
| Legal Lot Number | 8 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 2 |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 370102 |
902 W Bay Rd is owned by two individuals who acquired it in May 2008.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 710, HUDSON, WI 54016-0710 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 7, 2008 |
| Transfer Doc | 0000166703 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 902 W Bay Rd was $7,806, down 4.5% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,806.00 (-4.53%) | $1,333,600 Land $562,900 Building $770,700 | $1,333,600 Land $562,900 Building $770,700 |
| 2025 | $8,176.00 | ||
| 2023 | $953,300 Land $248,000 Building $705,300 | $953,300 Land $248,000 Building $705,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 902 W Bay Rd; 3 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 W Bay Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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