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902 W 3rd St, Sterling, IL 61081 Property Records

Whiteside County property record for 902 W 3rd St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$109,500 (Oct 2025)
Tax Bill$2,831 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN1120481004

Property Details

APN / Parcel Number

Primary APN1120481004
Alternative APNs
  • 105198
  • 122851

Exterior

Lot Area15,000 sqft (0.344 acres)
Lot Dimensions125 ft deep x 120 ft wide

Location & Zoning

Account Number122851
Street Address902 W 3RD ST
CitySTERLING
StateIL
Zip61081-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALLACE & GALT ADDITION S 125' OF E 120' BLK 57 285901X
Legal SubdivisionWALLACE & GALT ADDITION
Legal Block57
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group3
Census Block3039
Census Tract1000

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address902 W 3RD ST, STERLING, IL 61081-3204
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Administrator's Deed, Transfer
COMMUNITY STATE BANK OF ROCK FALLS
Jun 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2025 · Amount on Record
Deed SaleOct 22, 2025 · Amount on Record
Prior SaleJun 9, 2020 · Amount on Record
Deed Document Number20255340
Record UpdatedOct 29, 2026

October 2025: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionWHITESIDE IL
Recording DateOct 22, 2025
Property Address902 W 3RD ST, STERLING, IL 61081-3204
Document Number0000005340
Instrument DateOct 17, 2025
Instrument2025-05340
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 W 3RD ST, STERLING, IL 61081-3204

Mortgage

Document Number0000005341
DateOct 22, 2025
Instrument2025-05341
Lender
NameCOMMUNITY STATE BANK OF ROCK FALLS
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateJun 9, 2020
Property Address902 W 3RD ST, STERLING, IL 61081-3204
Document Number0000003254
Instrument DateMay 27, 2020
Instrument3254
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$128.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 W 3RD ST STERLING IL 610813204, STERLING, IL 61081-3204

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,831.00 (+5.36%)$35,879 (+6.23%) Land $4,669 Building $31,210
2024$2,687.00 Additional exemption filed$33,775 Land $4,395 Building $29,380$107,637 (+6.23%) Land $14,007 Building $93,630
2023$101,325 Land $13,185 Building $88,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Surf Internet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Rise Broadband
Fixed Wireless		250 / 50

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