Cabarrus County property record for 902 Virginia St, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1945 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Nov 2022) |
| Tax Bill | $2,069 (2023) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5622 16 6026 |
| Primary APN | 5622 16 6026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 3,304 sqft |
| 1st Floor Area | 1,112 sqft |
| Upper Floors Area | 380 sqft |
| Attic | Attic |
| Attic Area | 450 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,150 sqft (0.348 acres) |
| Lot Dimensions | 202 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 144 sqft |
| Patio Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 159371 |
|---|---|
| Street Address | 902 VIRGINIA ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-6743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LTS 26-28 ROYAL OAKS BLK 6 |
| Legal Subdivision | LAKE CONCORD RD |
| Legal Block | 6 |
| Legal Lot Number | 26-28 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 40703 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL CREDIT UNION |
| Nov 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 3, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on Record |
| Deed Sale | Nov 15, 2022 · Amount on Record |
| Prior Sale | Nov 3, 2021 · Amount on Record |
| Deed Document Number | 202232660 |
| Deed Book / Page | 16280 / 208 |
| Prior Transfer Date | Oct 10, 2007 |
| Prior Transfer Doc | 7852000100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 13, 2026 |
| Property Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Document Number | 0000008348 |
| Book / Page | 17936 / 301 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20268348 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ICE MORTGAGE TECHNOLOGY INC |
| Name | Verified Name |
|---|---|
| Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Document Number | 0000008348, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 17936/301 |
| Instrument | 20268348 |
| Name | COASTAL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 15, 2022 |
| Property Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Document Number | 0016280208 |
| Book / Page | 16280 / 208 |
| Map Reference | MB 5 PG 82 |
| Instrument Date | Nov 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4100 CARMEL RD # 122, 4100, CHARLOTTE, NC 28226-6150 |
| Name | Verified Name |
|---|---|
| Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Document Number | 0162800210 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 16280-0210 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Nov 3, 2021 |
| Property Address | 902 VIRGINIA ST, KANNAPOLIS, NC 28083-6743 |
| Document Number | 15626276 |
| Book / Page | 15626 / 276 |
| Map Reference | MB 5 PG 82 |
| Instrument Date | Oct 27, 2021 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $185.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41000 CARMEL RD #B 122 # B122, B122, CHARLOTTE, NC 28226 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,770 (-) Land $47,000 Building $262,770 | ||
| 2025 | $309,770 (+72.33%) Land $47,000 Building $262,770 | ||
| 2024 | $309,770 (+72.33%) Land $47,000 Building $262,770 | ||
| 2023 | $2,069.00 | $179,750 Land $28,000 Building $151,750 | $179,750 Land $28,000 Building $151,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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