902 Vineyard Ln, Oldsmar, FL 34677 Property Records

Pinellas County property record for 902 Vineyard Ln, Oldsmar, FL 34677

Property Summary

Property Type	Planned Unit Development
Details	1,773 sqft · built 2017
Lot Size	0.104 acres (4,535 sqft)
Owner	Individual Name on Record
Last Sale	$354,000 (Jun 2021)
Tax Bill	$5,148 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2022 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`C62-001-070-9887-3`

Property Details

APN / Parcel Number

Primary APN	`C62-001-070-9887-3`
Alternative APNs	`11-28-16-92690-000-0110` `R483188`

Interior

Stories	2 Stories
Building Area	1,773 sqft Heated Area
1st Floor Area	1,773 sqft

Exterior

Year Built	Built 2017
Exterior Material	Brick/Stone
Construction Type	Wood Frame
Lot Area	4,535 sqft (0.104 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	R483188
Street Address	902 VINEYARD LN
City	OLDSMAR
State	FL
Zip	34677-0167
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TUSCANY WOODS PRESERVE LOT 11
Legal Range	16
Legal Township	28
Legal Section	11
Legal Subdivision	TUSCANY WOODS PRESERVE
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1007
Census Tract	27327

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
May 12, 2021	Warranty Deed, Transfer OS NATIONAL LLC
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
May 12, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jun 26, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Oct 30, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2021 · Amount on Record
Deed Sale	Jun 23, 2021 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	2021207175
Deed Book / Page	21594 / 332
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167

Mortgage

Document Number	0213950391
Date	Feb 18, 2021
Book Page	21395/391
Instrument	2021053566

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167

Mortgage

Document Number	0218820736
Date	Jan 7, 2022
Book Page	21882/736
Instrument	2022006748

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Mar 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 23, 2021
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Document Number	0215940332
Book / Page	21594 / 332
Map Reference	MB 139 PG 105-109
Instrument Date	Jun 10, 2021
Instrument	2021207175
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167

Mortgage

Document Number	21594334
Date	Jun 23, 2021
Instrument	21594/334

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 12, 2021
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Document Number	0215332608
Book / Page	21533 / 2608
Map Reference	MB 139 PG 105
Instrument Date	May 5, 2021
Instrument	2021159401
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,518.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10600 GARDEN DR, NEW PORT RICHEY, FL 34655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0199761073
Date	Mar 15, 2018
Book Page	19976/1073
Instrument	2018080672

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31909

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Document Number	0210392161
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 VINEYARD LN OLDSMAR FL 346770167, OLDSMAR, FL 34677-0167

Mortgage

Document Number	0210392161
Date	Jun 16, 2020
Book Page	021039/002161
Instrument	180091

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 26, 2019
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Document Number	0205922193
Book / Page	020592 / 002193
Instrument Date	Jun 24, 2019
Instrument	203506
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,029.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 VINEYARD LN OLDSMAR FL 346770167, OLDSMAR, FL 34677-0167

Mortgage

Document Number	205922194
Date	Jun 26, 2019
Book Page	020592/002194
Instrument	203507

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2049

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 30, 2017
Property Address	902 VINEYARD LN, OLDSMAR, FL 34677-0167
Document Number	0198220567
Book / Page	019822 / 000567
Instrument Date	Oct 19, 2017
Instrument	329774
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,072.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	902 VINEYARD LN OLDSMAR FL 346770167, OLDSMAR, FL 34677-0167

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,148.00 (+7.36%) Homeowner's exemption	$335,371 (+5.99%)	$337,391 (+0.3%) Building $337,391
2023	$4,795.00 (+2.81%) Homeowner's exemption	$316,426 (+3%)	$336,380 (+9.5%) Building $336,380
2022	$4,664.00 Homeowner's exemption	$307,210	$307,210 Building $307,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 202 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	202 in force
Nearby Flood Claims	6 (2008–2025)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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