Schenectady County and Schenectady City property record for 902 Vermont Ave, Schenectady, NY 12303
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,222 sqft · built 1915 |
| Lot Size | 0.13 acres (5,680 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $71,500 (Nov 2019) |
| Tax Bill | $6,585 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.64-3-12 |
| Primary APN | 421500 49.64-3-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Total Area |
| 1st Floor Area | 1,111 sqft |
| 2nd Floor Area | 1,111 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,680 sqft (0.13 acres) |
| Lot Dimensions | 142 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 VERMONT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-1426 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD & GARAGE |
| Legal Subdivision | CHRISLER ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 21600 |
902 Vermont Ave, a duplex, is owned by a company that bought it in November 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 902 VERMONT AVE, SCHENECTADY, NY 12303-1426 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Nov 1, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Aug 2, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Deed Document Number | 201950089 |
| Deed Book / Page | 2023 / 386 |
| Prior Transfer Date | Oct 1, 2019 |
| Prior Transfer Doc | 0000050089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 902 VERMONT AVE, SCHENECTADY, NY 12303-1426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043072 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 4789/482 |
| Instrument | 201743072 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 902 VERMONT AVE, SCHENECTADY, NY 12303-1426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000024959 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 5015/103 |
| Instrument | 202024959 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 24, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 1, 2019 |
| Property Address | 902 VERMONT AVE, SCHENECTADY, NY 12303-1426 |
| Document Number | 0000050089 |
| Book / Page | 002023 / 000386 |
| Instrument Date | Oct 1, 2019 |
| Instrument | 50089 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $286.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 LAKLOEY DR NORTH POLE AK 997055355, NORTH POLE, AK 99705-5355 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 2, 2017 |
| Property Address | 902 VERMONT AVE, SCHENECTADY, NY 12303-1426 |
| Document Number | 0000034757 |
| Book / Page | 001968 / 000247 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 34757 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 VERMONT AVE SCHENECTADY NY 123031426, SCHENECTADY, NY 12303-1426 |
The 2026 property tax bill for 902 Vermont Ave was $6,585, up 3.1% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,585.00 (+3.13%) | ||
| 2025 | $6,385.00 | $111,700 Land $16,800 Building $94,900 | $184,964 Land $27,819 Building $157,145 |
| 2023 | $111,700 (-) Land $16,800 Building $94,900 | $141,392 (+3.8%) Land $21,266 Building $120,126 | |
| 2022 | $111,700 Land $16,800 Building $94,900 | $136,220 Land $20,488 Building $115,732 | |
| 2021 | $6,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 902 Vermont Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 902 Vermont Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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