902 Vanderbilt Way, Sacramento, CA 95825 Property Records

Sacramento County property record for 902 Vanderbilt Way, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2.5 ba · 1,370 sqft · built 1974
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jun 2025)
Tax Bill	$5,407 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2025 Transfer + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0200-006-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0200-006-0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,370 sqft Living Area
1st Floor Area	776 sqft
2nd Floor Area	594 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	902 VANDERBILT WAY
City	SACRAMENTO
State	CA
Zip	95825-6623
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1A-R-PUD
Legal Description	CAMPUS COMMONS 03B, LOT 559
Legal Subdivision	CAMPUS COMMONS 03B
Legal Lot Number	559
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1006
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Sep 16, 2025	Transfer on Death Deed, Transfer
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 10, 2019	Grant Deed, Transfer · VA Mortgage NAVY FCU
Feb 8, 2019	Deed of Trust, Mortgage · Line of Credit SCHOOLS FIN'L CU
Apr 30, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	May 10, 2019 · Amount on Record
Deed Book / Page	20250618 / 560
Prior Transfer Date	Dec 26, 2006
Prior Transfer Doc	0000001582
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623

Mortgage

Document Number	0000000346
Date	Aug 5, 2021
Instrument	202108050346

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 16, 2025
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Document Number	0000000674
Map Reference	MB 92 MAP 16
Instrument Date	Sep 15, 2025
Instrument	202509160674
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623

Mortgage

Document Number	8050000000346
Date	Aug 5, 2021
Book Page	20210805/346

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2019
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Document Number	1905101158
Instrument Date	May 7, 2019
Instrument	1905101158
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	902 VANDERBILT WAY SACRAMENTO CA 958256623, SACRAMENTO, CA 95825-6623

Mortgage

Document Number	1905101159
Date	May 10, 2019
Instrument	1905101159

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Document Number	1902141014
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	902 VANDERBILT WAY SACRAMENTO CA 958256623, SACRAMENTO, CA 95825-6623

Mortgage

Document Number	1902141014
Date	Feb 14, 2019
Instrument	1902141014

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 13, 2044

Interest

Rate Type	Adjustable Rate

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2018
Property Address	902 VANDERBILT WAY, SACRAMENTO, CA 95825-6623
Document Number	1804300006
Instrument Date	Mar 28, 2018
Instrument	1804300006
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$427.90
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	902 VANDERBILT WAY SACRAMENTO CA 958256623, SACRAMENTO, CA 95825-6623

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$330,980 (-25.82%) Land $122,584 Building $208,396
2025	$5,407.00 (+0.19%)	$446,203 (+4.04%) Land $139,437 Building $306,766
2024	$5,397.00 (+2.62%)
2023	$5,259.00 (+0.61%) Homeowner's exemption	$428,877 Land $134,023 Building $294,854
2022	$5,227.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	300 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, Verizon.

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