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902 Vale St, Loudon, TN 37774 Property Records

Loudon County property record for 902 Vale St, Loudon, TN 37774 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 999 sqft · built 1940
Lot Size0.204 acres (8,873 sqft)
Owner2 Individual Names on File
Last Sale$89,000 (Jun 2023)
Tax Bill$831 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN040E-E-004.00

Property Details

APN / Parcel Number

Primary APN040E-E-004.00
Alternative APNs
  • 040E E 00400 000041H
  • 01041HE040E00400
  • 053040E E 00400

Interior

Full Baths1 Bath
Stories1 Story
Building Area999 sqft Living Area
1st Floor Area999 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,873 sqft (0.204 acres)
Lot Dimensions114 ft deep x 75 ft wide
TerrainRolling
Garage TypeCarport
Garage Area288 sqft
CarportCarport
Carport Area288 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area150 sqft
Utility Building112 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address902 VALE ST
CityLOUDON
StateTN
Zip37774-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEBB HUFF BLK: 0002 LOT: 1 01 044F E 044G 00400 000 75 X 114
Legal SubdivisionEBB HUFF
Legal Block2
Legal Lot Number1
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group3
Census Block3009
Census Tract60600

Owner

Source: Loudon County records · APN 040E-E-004.00

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address902 VALE ST, LOUDON, TN 37774-1021
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2023Warranty Deed, Transfer · Conventional Mortgage
ORNL FCU
Oct 07, 2019Loan Modification, Mortgage · Conventional Mortgage
UNITED CMNTY BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 19, 2023 · Amount on Record
Deed SaleJun 19, 2023 · Amount on Record
Deed Document Number20235312
Deed Book / Page461 / 620
Prior Transfer DateJun 16, 2023
Prior Transfer Doc00D461/620
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateJun 19, 2023
Property Address902 VALE ST, LOUDON, TN 37774-1021
Document Number00D461/620
Book / PageD461 / 620
Instrument DateJun 16, 2023
Instrument23005312
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyNOT AVAILABLE, 7 TITLE NORTHSHORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$329.30
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 VALE ST, LOUDON, TN 37774-1021

Mortgage

Document Number0023005313
DateJun 19, 2023
Instrument23005313
Lender
NameORNL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate4.74%
Type Change DateJul 01, 2028
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6.74%
Index1-Year T-Bill
Max Rate10.7%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLOUDON TN
Property Address902 VALE ST, LOUDON, TN 37774-1021
Document Number0000009280
Instrument DateOct 07, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 CARTER DR LOUDON TN 377744920, LOUDON, TN 37774-4920

Mortgage

Document Number0000009280
DateOct 21, 2019
Book Page001427/000860
Instrument9280
Lender
NameUNITED CMNTY BK
TypeBank
AddressLOUDON, TN 37774
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 20, 2024

Tax Assessment & Valuation

Source: Loudon County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$831.00 (+67.2%)$28,100 (-) Land $3,275 Building $24,825$112,400 (-) Land $13,100 Building $99,300
2024$497.00 (+61.36%)$28,100 (-) Land $3,275 Building $24,825
2023$28,100 (-) Land $3,275 Building $24,825
2022$308.00$28,100 Land $3,275 Building $24,825$112,400 (-) Land $13,100 Building $99,300
2021$112,400 Land $13,100 Building $99,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudon County (47105C), updated May 16, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 28% of Tennessee
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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