902 Todd Ct, Lakeport, CA 95453 Property Records

Lake County property record for 902 Todd Ct, Lakeport, CA 95453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,937 sqft · built 1970
Lot Size	0.259 acres (11,325 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Sep 2018)
Tax Bill	$4,081 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`005-047-040-000`

Property Details

APN / Parcel Number

Primary APN	`005-047-040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,937 sqft Living Area
Gross Area	1,643 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Construction Type	Wood
Lot Area	11,325 sqft (0.259 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	902 TODD CT
City	LAKEPORT
State	CA
Zip	95453-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Jurisdiction	LAKE CA
Township / Civil Division	LAKEPORT
Census Block Group	1
Census Block	1061
Census Tract	300

Owner

Source: Lake County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	902 TODD CT, LAKEPORT, CA 95453-9769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Feb 23, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 25, 2018	Grant Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2018 · Amount on Record
Deed Sale	Sep 25, 2018 · Amount on Record
Prior Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	2018012425
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	902 TODD CT, LAKEPORT, CA 95453-9769
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 TODD CT, LAKEPORT, CA 95453-9769

Mortgage

Document Number	0000009996
Date	Sep 13, 2023
Instrument	2023009996

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	902 TODD CT, LAKEPORT, CA 95453-9769
Transaction Type	Mortgage
Record Updated	Apr 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 TODD CT, LAKEPORT, CA 95453-9769

Mortgage

Document Number	0000002525
Date	Feb 23, 2022
Instrument	2022002525

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Sep 25, 2018
Property Address	902 TODD CT, LAKEPORT, CA 95453-9769
Document Number	0000012425
Instrument Date	Sep 24, 2018
Instrument	2018012425
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	902 TODD CT, LAKEPORT, CA 95453-9769

Mortgage

Document Number	0000012426
Date	Sep 25, 2018
Instrument	2018012426

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Lakeport Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,081.00 (+4.35%)	$344,691 (+4.04%) Land $69,160 Building $275,531
2023	$3,911.00 (+1.66%)	$331,308 Land $66,475 Building $264,833
2022	$3,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	11 (1986–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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