902 Thoroughbred Dr, Orange Park, FL 32065 Property Records

Clay County property record for 902 Thoroughbred Dr, Orange Park, FL 32065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2006
Lot Size	0.155 acres (6,775 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Aug 2020)
Tax Bill	$2,658 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-04-25-007868-019-42`

Property Details

APN / Parcel Number

Primary APN	`05-04-25-007868-019-42`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Heated Area
Gross Area	2,490 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,775 sqft (0.155 acres)
Garage Area	469 sqft
Porch	Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	902 THOROUGHBRED DR
City	ORANGE PARK
State	FL
Zip	32065-8201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 50 SILVER LEAF @ OAKLEAF PLANTATION PHASE 2 AS REC O R 4336 PG 750
Legal Range	25
Legal Township	04
Legal Section	05
Legal Subdivision	SILVER LEAF @ OAKLEAF PLANTATION
Legal Phase	2
Legal Lot Number	50
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1011
Census Tract	30208

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	902 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
Nov 6, 2017	Deed of Trust, Mortgage · ARM CENTERSTATE BANK OF FLORIDA NA
Aug 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Jul 18, 2017 · Amount on Record
Deed Document Number	2020038676
Deed Book / Page	4336 / 750
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	902 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042690793
Date	Jan 14, 2020
Book Page	4269/0793
Instrument	2020002311

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 3, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	902 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HOMEGUARD TITLE & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040271122
Date	Nov 6, 2017
Book Page	4027/1122
Instrument	2017056373

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Aug 3, 2020
Property Address	902 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201
Document Number	0043360750
Book / Page	4336 / 750
Map Reference	MB 46 PG 12-17
Instrument Date	Jul 30, 2020
Instrument	2020038676
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	IRON CREST NATL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12071 KEVIN ALLEN LN, 12071, JACKSONVILLE, FL 32219-2747

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9557 ADELAIDE DR, JACKSONVILLE, FL 32244-7904

Mortgage

Document Number	0004336754
Date	Aug 3, 2020
Instrument	4336/754

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 18, 2017
Property Address	902 THOROUGHBRED DR, ORANGE PARK, FL 32065-8201
Document Number	0039931074
Book / Page	003993 / 001074
Instrument Date	Jul 5, 2017
Instrument	36212
Transaction Type	Transfer
Record Updated	Aug 14, 2017

Transaction

Amount	Amount Recorded
Tax	$1,358.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 THOROUGHBRED DR ORANGE PARK FL 320658201, ORANGE PARK, FL 32065-8201

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,658.00 (-41.83%) Homeowner's exemption	$214,423 (+5.99%)	$275,767 (+4.75%) Land $60,000 Building $215,767
2023	$4,569.00 (+4.53%) Homeowner's exemption	$202,311 (+3%)	$263,262 (+14.52%) Land $60,000 Building $203,262
2022	$4,371.00 Homeowner's exemption	$196,419	$229,880 Land $40,000 Building $189,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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