Martin County property record for 902 SW Lost River Shores Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,818 sqft · built 2006 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jul 2010) |
| Tax Bill | $5,465 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2025 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 55-38-41-321-000-0008.0-0-0000 |
| Primary APN | 55-38-41-321-000-0008.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,818 sqft Living Area |
| Gross Area | 3,460 sqft |
| 1st Floor Area | 2,818 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,327 sqft (0.283 acres) |
| Garage Type | Attached |
| Garage Area | 642 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 785585 |
|---|---|
| Street Address | 902 SW LOST RIVER SHORES DR |
| City | STUART |
| State | FL |
| Zip | 34997-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM3 |
| Legal Description | LOT 8 LOST RIVER BEND PH 2 OF LOST RIVER (PB 16 PG 2) |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOST RIVER BEND |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1103 |
902 SW Lost River Shores Dr is owned and occupied by two individuals who acquired it in October 2025.
Source: Martin County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 3, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2010 · Amount on File |
| Deed Sale | Jul 21, 2010 · Amount on File |
| Prior Sale | Mar 6, 2006 · Amount on File |
| Deed Document Number | 20102223411 |
| Deed Book / Page | 2466 / 1654 |
| Last Transfer Date | Oct 31, 2025 |
| Transfer Doc | 0035302052 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
| Document Number | 0035460017 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 3546/17 |
| Instrument | 3167648 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Nov 3, 2025 |
| Property Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
| Document Number | 0035302052 |
| Book / Page | 3530 / 2052 |
| Map Reference | MB 16 PG 2 |
| Instrument Date | Oct 31, 2025 |
| Instrument | 3154716 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
| Name | Verified Name |
|---|---|
| Address | 902 SW LOST RIVER SHORES DR, STUART, FL 34997-7449 |
The 2025 property tax bill for 902 SW Lost River Shores Dr was $5,465, down 0.7% from the year before.
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,465.00 (-0.67%) Homeowner's exemption | $359,508 (+2.9%) | $687,420 (-0.72%) Land $280,000 Building $407,420 |
| 2024 | $5,502.00 (+2.06%) Additional exemption filed | $349,377 (+3%) | $692,390 (-0.71%) Land $280,000 Building $412,390 |
| 2023 | $5,391.00 (+3.63%) Additional exemption filed | $339,201 (+3%) | $697,360 (+12.51%) Land $280,000 Building $417,360 |
| 2022 | $5,202.00 Homeowner's exemption | $329,322 | $619,830 Land $255,000 Building $364,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 902 SW Lost River Shores Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 186 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 32 condo units |
| Nearby Flood Claims | 170 (1979–2025) |
| Claims Outside the SFHA | 25 of 170 |
| Most Recent Claim | Oct 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 SW Lost River Shores Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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