902 Sutherland Ave, Owensboro, KY 42301 Property Records

Daviess County property record for 902 Sutherland Ave, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,040 sqft · built 2002
Lot Size	0.116 acres (5,040 sqft)
Owner	Individual Name on Record
Tax Bill	$216 (2025)
Deeds & Mortgages	Dec 2008 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-09-05-001-00-000`

Property Details

APN / Parcel Number

Primary APN	`005-09-05-001-00-000`
Alternative APN	`0024054`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.116 acres)
Lot Dimensions	80 ft deep x 63 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	902 SUTHERLAND AVE
City	OWENSBORO
State	KY
Zip	42301-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	902 SUTHERLAND AVE
Legal Subdivision	FACTORY ADDITION
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	2
Census Block	2002
Census Tract	500

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2104 SUMMER WALK, OWENSBORO, KY 42303-4025
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Dec 31, 2008
Property Address	902 SUTHERLAND AVE, OWENSBORO, KY 42301-2723
Document Number	000856/537
Book / Page	0856 / 537
Map Reference	MB 31 PG102
Instrument Date	Dec 30, 2005
Instrument	200800020556
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 SUTHERLAND AVE, OWENSBORO, KY 42301-2723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4311 EDGEWOOD CT, OWENSBORO, KY 42303-7512

Mortgage

Document Number	001671/667
Date	Dec 31, 2008
Book Page	1671/667
Instrument	2008-00020557

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,200 (-)	$65,200 (-)
2025	$216.00 (-67.86%)	$65,200 (-) Land $8,000 Building $57,200	$65,200 (-) Land $8,000 Building $57,200
2023		$65,200 (+9.58%)	$65,200 (+9.58%)
2022	$672.00	$59,500	$59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Owensboro Municipal Utilities.

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