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902 Summer St, Loudon, TN 37774 Property Records

Loudon County property record for 902 Summer St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details1 ba · 504 sqft · built 1945
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$234,000 (Jun 2026)
Tax Bill$510 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2026 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN040E-D-003.00

Property Details

APN / Parcel Number

Primary APN040E-D-003.00
Alternative APNs
  • 040E D 00300 000040E
  • 01040ED040E00300
  • 053040E D 00300

Interior

Full Baths1 Bath
Stories1 Story
Building Area504 sqft Living Area
Gross Area840 sqft
1st Floor Area504 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 2002
Architectural StyleCustom Design
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions128 ft deep x 50 ft wide
TerrainRolling
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area116 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address902 SUMMER ST
CityLOUDON
StateTN
Zip37774-1017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionEBB HUFF PB: 4 PG: 88 BLK: 0003 LOT: 2R 01 044G D 044G 00300 000 50 X 128
Legal SubdivisionEBB HUFF
Legal Block3
Legal Lot Number2R
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group3
Census Block3008
Census Tract60600

Owner

Source: Loudon County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address902 SUMMER ST, LOUDON, TN 37774-1017
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
SOUTHEAST BANK
Jun 10, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 28, 2025Warranty Deed, Transfer
SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT
Oct 25, 2022Intrafamily Transfer, Transfer
SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT
Oct 31, 2019Warranty Deed, Transfer
ADMIRAL TITLE LLC
Aug 24, 2018Quit Claim Deed, Transfer
SOUTHEASTERN TITLE AND ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2026 · Amount on Record
Deed SaleJun 10, 2026 · Amount on Record
Prior SaleJan 28, 2025 · Amount on Record
Deed Document Number20265552
Deed Book / Page497 / 702
Prior Transfer DateAug 23, 2018
Prior Transfer Doc0000007106
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Transaction TypeMortgage
Record UpdatedJun 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address713 LAKEVIEW DR, LOUDON, TN 37774-1001
InvestorPossibly a Property Investor

Mortgage

Document Number0T1602/540
DateJun 13, 2022
Book PageT1602/540
Instrument22007028
Lender
NameSOUTHEAST BANK
TypeBank
AddressFARRAGUT, TN 37934
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateJun 10, 2026
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number0000005552
Book / Page497 / 702
Instrument DateJun 10, 2026
Instrument20265552
Transaction TypeTransfer
Record UpdatedJun 18, 2026
Title CompanySOUTHEASTERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87,445.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 SUMMER ST, LOUDON, TN 37774-1017
InvestorPossibly a Property Investor

Mortgage

Document Number0000005553,
DateJun 10, 2026
Instrument20265553
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2051
Interest
Rate6.3%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateJun 10, 2026
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number00D497/702
Book / Page497 / 702
Instrument DateJun 10, 2026
Instrument20265552
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanySOUTHEASTERN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$87,445.80
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 SUMMER ST, LOUDON, TN 37774-1017
InvestorPossibly a Property Investor

Mortgage

Document Number0000005553,
DateJun 10, 2026
Instrument20265553
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2051
Interest
Max Rate-1%

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateJan 28, 2025
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number00D481/460
Book / PageD481 / 460
Map ReferenceCAB A SL 57
Instrument DateJan 28, 2025
Instrument25000647
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

AmountAmount Recorded
Tax$333.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 DAVIS DAIRY RD, PHILADELPHIA, TN 37846-1525

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDON TN
Recording DateOct 25, 2022
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number00D454/649
Book / PageD454 / 649
Map ReferenceCAB A SL 57
Instrument DateOct 25, 2022
Instrument22012350
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanySOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TTL & ABSTRACT

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address902 SUMMER ST, LOUDON, TN 37774-1017

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 SUMMER ST, LOUDON, TN 37774-1017
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateOct 31, 2019
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number0000009707
Book / Page000417 / 000444
Instrument DateOct 30, 2019
Instrument9707
Transaction TypeTransfer
Record UpdatedNov 11, 2019
Title CompanyADMIRAL TITLE LLC

Transaction

AmountAmount Recorded
Tax$111.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address616 LONG HOLLOW RD MARYVILLE TN 378017810, MARYVILLE, TN 37801-7810

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateAug 24, 2018
Property Address902 SUMMER ST, LOUDON, TN 37774-1017
Document Number0000007106
Book / Page000406 / 000280
Instrument DateAug 23, 2018
Instrument7106
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanySOUTHEASTERN TITLE AND ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8880 JIM DYKE RD LOUDON TN 377745109, LOUDON, TN 37774-5109

Tax Assessment & Valuation

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$510.00$17,250 (-) Land $3,450 Building $13,800$69,000 (+7.14%) Land $13,800 Building $55,200
2024$510.00 (+189.77%)$17,250 (-) Land $3,450 Building $13,800
2023$17,250 (+7.14%) Land $3,450 Building $13,800
2022$176.00$16,100 Land $2,300 Building $13,800$64,400 (-6.67%) Land $9,200 Building $55,200
2021$69,000 Land $13,800 Building $55,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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