902 Stoney's Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 902 Stoney's Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,590 sqft · built 2004
Lot Size	0.66 acres (2,876 sqft)
Owner	2 Individual Names on Record
Last Sale	$358,000 (Jun 2014)
Tax Bill	$6,287 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`484-281-58-00`

Property Details

APN / Parcel Number

Primary APN	`484-281-58-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	2,876 sqft (0.66 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	902 STONEYS LN
City	EL CAJON
State	CA
Zip	92021-7700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-LOW
Legal Description	LOT 15 TR 014558
Legal Subdivision	VALLEY GLEN PLACE
Legal Tract	014558
Legal Block	3
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16502

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 STONEYS LN, EL CAJON, CA 92021-7700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 18, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jul 8, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Mar 15, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2014 · Amount on Record
Deed Sale	Jun 30, 2014 · Amount on Record
Prior Sale	Feb 23, 2010 · Amount on Record
Deed Document Number	2014272458
Prior Transfer Date	Mar 3, 2010
Prior Transfer Doc	0000237980
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	902 STONEYS LN, EL CAJON, CA 92021-7700
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 STONEYS LN, EL CAJON, CA 92021-7700

Mortgage

Document Number	0000353906
Date	Dec 16, 2025
Instrument	2025-0353906

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	902 STONEYS LN, EL CAJON, CA 92021-7700
Document Number	0000194786
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 STONEYS LN EL CAJON CA 920217700, EL CAJON, CA 92021-7700

Mortgage

Document Number	0000194786
Date	Apr 16, 2020
Instrument	194786

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	902 STONEYS LN, EL CAJON, CA 92021-7700
Document Number	0000342730
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 STONEYS LN EL CAJON CA 920217700, EL CAJON, CA 92021-7700

Mortgage

Document Number	0000342730
Date	Aug 14, 2019
Instrument	342730

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	902 STONEYS LN, EL CAJON, CA 92021-7700
Document Number	0000149080
Instrument Date	Mar 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 STONEYS LN EL CAJON CA 920217700, EL CAJON, CA 92021-7700

Mortgage

Document Number	0000149080
Date	Apr 16, 2018
Instrument	149080

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,623 (+2%) Land $260,129 Building $187,494
2025	$6,287.00 (+2.64%)	$438,847 (+4.04%) Land $255,029 Building $183,818
2023	$6,125.00 (+0.69%)	$421,808 Land $245,127 Building $176,681
2022	$6,083.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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