Montgomery County property record for 902 Stephen Dr, Clarksville, TN 37043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,358 sqft · built 1983 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,000 (Aug 2007) |
| Tax Bill | $3,700 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 89D B 21.01 |
| Primary APN | 89D B 21.01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,358 sqft Living Area |
| Gross Area | 5,052 sqft |
| 1st Floor Area | 2,073 sqft |
| Basement Area | 2,057 sqft |
| Unfinished Basement | 2,057 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 285 sqft |
| Carport | Carport |
| Carport Area | 285 sqft |
| Driveway | Driveway |
| Driveway Area | 1,560 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 222 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 902 STEPHEN DR |
|---|---|
| City | CLARKSVILLE |
| State | TN |
| Zip | 37043-5579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TOPO 20%; OTHER PHYS T-06 (TORNADO) |
| Legal Subdivision | MEDALLION ACRES |
| Jurisdiction | MONTGOMERY TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 101805 |
902 Stephen Dr is owned and occupied by an individual who bought it in August 2007.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 STEPHEN DR, CLARKSVILLE, TN 37043-5579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2007 · Amount on File |
| Deed Sale | Aug 8, 2007 · Amount on File |
| Prior Sale | Jul 2, 2007 · Amount on File |
| Deed Book / Page | 1190 / 679 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TN |
| Property Address | 902 STEPHEN DR, CLARKSVILLE, TN 37043-5579 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | FREEDOM TITLE SERVICES, FREEDOM TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 2096/266 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 2096/266 |
| Instrument | 1318128 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2031 |
The 2025 property tax bill for 902 Stephen Dr was $3,700.
Source: Montgomery County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Montgomery County |
| Municipality | Clarksville City |
| Unified School District | Clarksville-Montgomery County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,700.00 | $85,850 | $343,400 Land $84,000 Building $259,400 |
| 2023 | $2,120.00 | $50,225 (-) | |
| 2022 | $2,120.00 | $50,225 | $200,900 Land $45,000 Building $155,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 Stephen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Stephen Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLARKSVILLE WATER DEPARTMENT serves 251,864 people · EPA ID TN0000116 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| CDE Lightband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Cumberland Connect.
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