902 Spruce St, Columbia, PA 17512 Property Records

Lancaster County property record for 902 Spruce St, Columbia, PA 17512

Property Summary

Property TypeDuplex
Details3 bd · 1.5 ba · 1,576 sqft · built 1894
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Mar 2022)
Tax Bill$4,563 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN110-53634-0-0000

Property Details

APN / Parcel Number

Primary APN110-53634-0-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,576 sqft Living Area
Gross Area2,360 sqft
1st Floor Area736 sqft
Upper Floors Area728 sqft
Basement Area616 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1988
Architectural StyleDuplex Single
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
PorchSlab
Porch Area168 sqft
Patio Area278 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address902 SPRUCE ST
CityCOLUMBIA
StatePA
Zip17512-1333
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeMDR
Legal Description902 SPRUCE ST
Legal Lot Number2
JurisdictionLANCASTER PA
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1029
Census Tract11300

Owner

902 Spruce St, a duplex, is owned and occupied by an individual who bought it in March 2022.

Source: Lancaster County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address902 SPRUCE ST, COLUMBIA, PA 17512-1333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Mar 1, 2022Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Sep 10, 2019Corporation Deed, Transfer · FHA Mortgage
FIDELIS MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2022 · Amount on File
Deed SaleMar 1, 2022 · Amount on File
Prior SaleSep 10, 2019 · Amount on File
Deed Document Number20226666935
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address902 SPRUCE ST, COLUMBIA, PA 17512-1333
Transaction TypeMortgage
Record UpdatedJul 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0006630950
DateSep 13, 2021
Instrument6630950
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

March 2022: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateMar 1, 2022
Property Address902 SPRUCE ST, COLUMBIA, PA 17512-1333
Document Number0006666935
Instrument DateFeb 25, 2022
Instrument6666935
Transaction TypeTransfer
Record UpdatedMar 16, 2022
Title CompanyKEYSTONE TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address902 SPRUCE ST, COLUMBIA, PA 17512-1333

Mortgage

Document Number0006666936
DateMar 1, 2022
Instrument6666936
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

September 2019: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionLANCASTER PA
Recording DateSep 10, 2019
Property Address902 SPRUCE ST, COLUMBIA, PA 17512-1333
Document Number0006478644
Instrument DateSep 9, 2019
Instrument6478644
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address902 SPRUCE ST, COLUMBIA, PA 17512-1333

Mortgage

Document Number0006478645
DateSep 10, 2019
Instrument6478645
Lender
NameFIDELIS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 902 Spruce St was $4,563 with a homeowner's exemption, up 5.4% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
MunicipalityColumbia Borough
Unified School DistrictColumbia Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,900 Land $23,200 Building $92,700$115,900 Land $23,200 Building $92,700
2025$4,563.00 (+5.36%)
2024$4,331.00$115,900 (-) Land $23,200 Building $92,700
2023$4,331.00 Homeowner's exemption$115,900 Land $23,200 Building $92,700
2018$115,900 Land $23,200 Building $92,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1978–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBIA WATER CO
private · serves 25,200 people · EPA ID PA7360123
Water SourceSurface water
Last State InspectionSep 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jan 2019
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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