Clay County property record for 902 Spelman Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,190 sqft · built 1938 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,234 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-609-00-01-048.00 |
| Primary APN | 05-609-00-01-048.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| Gross Area | 2,530 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 166 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
|---|---|
| Deck Area | 224 sqft |
| Patio Area | 464 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 902 SPELMAN DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8696 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG WL F HWY 1400N OF SL SEC, W166, N140, E166, S140 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 22000 |
Source: Clay County records · APN 05-609-00-01-048.00
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 908 SPELMAN DR, SMITHVILLE, MO 64089-8696 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Line of Credit CONNECTIONS BANK |
| Sep 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 09, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 15, 2025 |
| Deed Sale | Apr 15, 2025 |
| Prior Sale | Apr 15, 2025 |
| Deed Document Number | 20258434 |
| Deed Book / Page | 9916 / 19 |
| Last Transfer Date | May 28, 2025 |
| Transfer Doc | 0000014398 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 902 SPELMAN DR, SMITHVILLE, MO 64089-8696 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Title Company | LAKESIDE TITLE, LAKESIDE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 908 SPELMAN DR, SMITHVILLE, MO 64089-8696 |
| Document Number | 0000029737 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 10053/24 |
| Instrument | 2025029737 |
| Name | CONNECTIONS BANK |
|---|---|
| Type | Bank |
| Address | PLATTE CITY, MO 64079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Oct 30, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Sep 16, 2020 |
| Property Address | 902 SPELMAN DR, SMITHVILLE, MO 64089-8696 |
| Document Number | 0000033936 |
| Book / Page | 008801 / 000056 |
| Instrument Date | Sep 07, 2020 |
| Instrument | 33936 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13402 N VIRINIA AVE SMITHVILLE MO 64089, SMITHVILLE, MO 64089 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 09, 2020 |
| Property Address | 902 SPELMAN DR, SMITHVILLE, MO 64089-8696 |
| Document Number | 0000007356 |
| Book / Page | 008623 / 000018 |
| Instrument Date | Mar 04, 2020 |
| Instrument | 7356 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 LITTLE BOWEN RD NIANGUA MO 657138564, NIANGUA, MO 65713-8564 |
Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,234.00 (+12.77%) | $31,390 (+9.41%) | $165,211 (+9.41%) |
| 2023 | $1,981.00 (+18.27%) | $28,690 | $151,000 |
| 2019 | $1,675.00 |
Source: FEMA National Flood Hazard Layer as of May 10, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 50% of the US · above 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 60 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHVILLE PWS serves 10,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures