902 Shephard Ct, Bel Air, MD 21014 Property Records

Harford County property record for 902 Shephard Ct, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,930 sqft · built 1992
Lot Size	0.231 acres (10,061 sqft)
Owner	2 Individual Names on File
Last Sale	$527,500 (Jan 2026)
Tax Bill	$4,430 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-271749`

Property Details

APN / Parcel Number

Primary APN	`03-271749`
Alternative APNs	`3271749` `271749`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,930 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,061 sqft (0.231 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	160 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	271749
Street Address	902 SHEPHARD CT
City	BEL AIR
State	MD
Zip	21014-6983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 384 10061 SF 902 SHEPHARD COURT BRENTWOOD PARK P 72/61
Legal Subdivision	BRENTWOOD PARK 02 SEC 13
Legal Lot Number	384
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2001
Census Tract	303502

Owner

902 Shephard Ct is owned and occupied by two individuals who bought it in January 2026.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 SHEPHARD CT, BEL AIR, MD 21014-6983
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on File
Deed Sale	Jan 2, 2026 · Amount on File
Prior Sale	Aug 18, 1992 · Amount on File
Deed Book / Page	16950 / 242
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 2, 2026
Property Address	902 SHEPHARD CT, BEL AIR, MD 21014-6983
Document Number	0169500242
Book / Page	16950 / 242
Map Reference	MB CGH 72 FO 61
Instrument Date	Dec 12, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 SHEPHARD CT, BEL AIR, MD 21014-6983

Mortgage

Document Number	0016950251
Date	Jan 2, 2026
Instrument	16950/251

Lender

Name	TOMO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 902 Shephard Ct was $4,430, up 10.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,430.00 (+10.86%)	$406,500 (+4.04%)	$438,100 (+12.13%) Land $111,200 Building $326,900
2025	$3,996.00 Homeowner's exemption	$390,700 Land $111,200 Building $279,500	$390,700 Land $111,200 Building $279,500
2023		$351,633	$390,700 Land $111,200 Building $279,500
2022	$3,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Shephard Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Shephard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20