902 Saint Elmos Ct, Duncan, SC 29334 Property Records

Spartanburg County property record for 902 Saint Elmos Ct, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,597 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$318,785 (Apr 2019)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-3100-95200`

Property Details

APN / Parcel Number

Primary APN	`5-3100-95200`
Alternative APN	`185153`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,597 sqft Living Area
Gross Area	4,383 sqft
Upper Floors Area	2,066 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Porch
Porch Area	254 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	185153
Street Address	902 SAINT ELMOS CT
City	DUNCAN
State	SC
Zip	29334-8119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 RAINWATER PH 4 PB 174-200-201 PB 175-613
Legal Subdivision	RAINWATER PH 4
Legal Phase	4
Legal Lot Number	124
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FAIRMONT MILLS
Census Block Group	2
Census Block	2000
Census Tract	23406

Owner

902 Saint Elmos Ct is owned and occupied by two individuals who bought it in April 2019.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	902 SAINT ELMOS CT, DUNCAN, SC 29334-8119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Apr 1, 2019	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Dec 18, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	2019-14422
Deed Book / Page	123-H / 0154
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	902 SAINT ELMOS CT, DUNCAN, SC 29334-8119
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040436
Date	Sep 10, 2020
Book Page	5896/385
Instrument	2020-40436

Lender

Name	RIVER CITY MORTGAGE LLC
Address	CINCINNATI, OH 45242

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

April 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 1, 2019
Property Address	902 SAINT ELMOS CT, DUNCAN, SC 29334-8119
Document Number	0000014422
Book / Page	123-H / 0154
Map Reference	MB 174 PG 200
Instrument Date	Mar 23, 2019
Instrument	2019-14422
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	902 SAINT ELMOS CT, DUNCAN, SC 29334-8119

Mortgage

Document Number	0000014423
Date	Apr 1, 2019
Book Page	5590/0319
Instrument	2019-14423

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 18, 2018
Property Address	902 SAINT ELMOS CT, DUNCAN, SC 29334-8119
Document Number	0000057751
Book / Page	00122D / 000046
Instrument Date	Dec 17, 2018
Instrument	57751
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$167.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 902 Saint Elmos Ct was $2,275, up 0.4% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,275.00 (+0.44%)	$14,661 Land $1,666 Building $12,995	$435,700 Land $49,500 Building $386,200
2024	$2,265.00 (-0.26%)
2023	$2,271.00	$14,661 Land $1,666 Building $12,995	$435,700 Land $49,500 Building $386,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Saint Elmos Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Saint Elmos Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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