902 S Mesa Ave, Montrose, CO 81401 Property Records

Montrose County property record for 902 S Mesa Ave, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1979
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Nov 2025)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3767-341-13-001`

Property Details

APN / Parcel Number

Primary APN	`3767-341-13-001`
Alternative APN	`R0001438`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Heated Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R0001438
Street Address	902 S MESA AVE
City	MONTROSE
State	CO
Zip	81401-4928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: MONTROSE TOWN OF BLOCK: 58 LOT: 1 AND:- LOT: 2 S: 34 T: 49 R: 9
Legal Range	09
Legal Township	49
Legal Section	34
Legal Subdivision	MONTROSE TOWN OF
Legal Block	58
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2004
Census Tract	966402

Owner

902 S Mesa Ave is owned and occupied by an individual who bought it in November 2025.

Source: Montrose County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	902 S MESA AVE, MONTROSE, CO 81401-4928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY
May 1, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Nov 18, 2025	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Jun 4, 1996
Deed Document Number	2025986405
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	902 S MESA AVE, MONTROSE, CO 81401-4928
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	618 HAMLET ST, GRAND JUNCTION, CO 81506-4883

Mortgage

Document Number	0000986407
Date	Nov 18, 2025
Instrument	986407

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	902 S MESA AVE, MONTROSE, CO 81401-4928
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000885425
Date	May 1, 2017
Instrument	885425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	419 Months
Due	Apr 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 18, 2025
Property Address	902 S MESA AVE, MONTROSE, CO 81401-4928
Document Number	0000986405
Instrument Date	Nov 17, 2025
Instrument	986405
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S MESA AVE, MONTROSE, CO 81401-4928

Mortgage

Document Number	0000986406
Date	Nov 18, 2025
Instrument	986406

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 902 S Mesa Ave was $1,367, up 20.7% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (+20.65%)	$21,080 (+32.41%)	$299,110 Land $68,000 Building $231,110
2024	$1,133.00 (+4.62%)	$15,920 (-21.73%) Land $2,990 Building $12,930
2023	$1,083.00	$20,340 Land $3,820 Building $16,520	$237,660 Land $44,660 Building $193,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 S Mesa Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 902 S Mesa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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