902 S Main St, Culpeper, VA 22701 Property Records

Culpeper County property record for 902 S Main St, Culpeper, VA 22701

Property Summary

Property TypeCommercial
Details1 ba · 1,827 sqft · built 1946
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,401 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-A1-4-N-6

Property Details

APN / Parcel Number

Primary APN41-A1-4-N-6
Alternative APN
  • 6715

Interior

Full Baths1 Bath
Half Baths2 Half Baths
Stories1 Story
Building Area1,827 sqft Living Area
FlooringTile
Interior WallsPaneling

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialConcrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage Area1,827 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number6715
Street Address902 S MAIN ST
CityCULPEPER
StateVA
Zip22701-3421
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionSO MAIN ST
JurisdictionCULPEPER VA
Township / Civil DivisionWEST FAIRFAX
Census Block Group1
Census Block1027
Census Tract930204

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2013 GOLF DR, CULPEPER, VA 22701-3312
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Recording DateMay 1, 2026
Property Address902 S MAIN ST, CULPEPER, VA 22701-3421
Document Number0000002247
Instrument DateApr 30, 2026
Instrument20262247
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address301 STRATFORD CIR, LOCUST GROVE, VA 22508-5235

Mortgage

Document Number0000002247,
DateMay 1, 2026
Instrument20262247
Lender
NameFULTON BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term192 Months
DueMay 1, 2042
Interest
Rate6.46%
Max Rate-1%

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,401.00 (-13.14%)$325,800 (+1.05%) Land $150,000 Building $175,800$325,800 (+1.05%) Land $150,000 Building $175,800
2024$1,613.00 (-4.84%)
2023$1,695.00$322,400 Land $150,000 Building $172,400$322,400 Land $150,000 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
AT&T
Fixed Wireless
100 / 20

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