902 S Cottage Ave, Normal, IL 61761 Property Records

McLean County property record for 902 S Cottage Ave, Normal, IL 61761 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1967
Square Footage	1,008 sqft Living Area
Lot Size	5,544 sqft (0.127 acres)
Occupancy	Owner Occupied
Last Sale	$134,000 (2022)
Tax Bill	$3,645.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-32-201-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,008 sqft Living Area
1st Floor	1,008 sqft 1st Floor
Basement Area	1,008 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Roof Material	Asphalt Roof
Lot Area	5,544 sqft (0.127 acres)
Depth X Width	123 ft x 45 ft Depth x Width
Garage Area	624 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	902 S COTTAGE AVE
City	NORMAL
State	IL
Zip	61761-3301
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEVENTEENTH ADD TO NORMAL LOT 7 BLK 1
Legal Range	02E
Legal Township	24N
Legal Section	32
Legal Subdivision	SEVENTEENTH ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Minor Civil Division	NORMAL
Census Blockgroup	3
Census Block	3010
Census Tract	301

Owner

Source: McLean County records · APN 14-32-201-005

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	902 S COTTAGE AVE, NORMAL, IL 61761-3301
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jul 05, 2017	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MARINE BANK SPRINGFIELD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Mar 18, 2010 · Amount on Record
Deed Doc Number	20225142
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 18, 2022
Property Address	902 S COTTAGE AVE, NORMAL, IL 61761-3301
Document Number	202200005142
Instrument Date	Mar 18, 2022
Instrument	2022-00005142
Transaction Type	Transfer
Record Updated	Mar 29, 2022
Title Company	FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S COTTAGE AVE, NORMAL, IL 61761-3301

Mortgage

Document Number	202200005143
Date	Mar 18, 2022
Instrument	2022-00005143

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate
Rate	4.62%

Mortgage

Document Number	202200005145
Date	Mar 18, 2022
Instrument	2022-00005145

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Second Mortgage to Cover Down Payment
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 05, 2017
Property Address	902 S COTTAGE AVE, NORMAL, IL 61761-3301
Document Number	201700011700
Instrument Date	Jun 23, 2017
Instrument	2017-00011700
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 S COTTAGE AVE, NORMAL, IL 61761-3301

Mortgage

Document Number	201700011701
Date	Jul 05, 2017
Instrument	2017-00011701

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,000 (+21.89%) Land $8,454 Building $40,546	$147,000 (+21.89%) Land $25,362 Building $121,638
2024	$3,645.00 (+24.53%)
2023	$2,927.00 (+7.49%)	$40,201 (+10.69%) Land $6,936 Building $33,265	$120,603 (+10.69%) Land $20,808 Building $99,795
2022	$2,723.00	$36,318 Land $6,266 Building $30,052	$108,954 Land $18,798 Building $90,156

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

902 S Cottage Ave, Normal, IL 61761 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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