902 S Cleveland St, Philo, IL 61864 Property Records

Champaign County property record for 902 S Cleveland St, Philo, IL 61864

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,590 sqft · built 1985
Lot Size0.279 acres (12,138 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Apr 2022)
Tax Bill$3,757 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-27-23-451-004

Property Details

APN / Parcel Number

Primary APN19-27-23-451-004

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,590 sqft Living Area
Gross Area3,664 sqft
1st Floor Area1,590 sqft
Basement Area1,590 sqft
FlooringWood

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleA-Frame
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Roof MaterialOther
Lot Area12,138 sqft (0.279 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address902 S CLEVELAND ST
CityPHILO
StateIL
Zip61864-9782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 SHIPLEY ESTATES UNIT 1
Legal Range09E
Legal Township18N
Legal Section23
Legal SubdivisionSHIPLEY ESTATES UNIT 1
Legal Lot Number4
JurisdictionCHAMPAIGN IL
Township / Civil DivisionPHILO
Census Block Group2
Census Block2041
Census Tract10901

Owner

902 S Cleveland St is owned and occupied by an individual who bought it in April 2022.

Source: Champaign County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address902 S CLEVELAND ST, PHILO, IL 61864-9782
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2022 · Amount on File
Deed SaleApr 19, 2022 · Amount on File
Prior SaleJul 6, 2009 · Amount on File
Deed Document Number20226904
Prior Transfer DateMar 2, 2012
Prior Transfer Doc0000005883
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateApr 19, 2022
Property Address902 S CLEVELAND ST, PHILO, IL 61864-9782
Document Number0000006904
Map ReferenceMB Z PG 85
Instrument DateApr 18, 2022
Instrument2022R06904
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$227.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 S CLEVELAND ST # 8, 8, PHILO, IL 61864-9782

Mortgage

Document Number0000006905
DateApr 19, 2022
Instrument2022R06905
Lender
NamePHILO EXCHANGE BANK
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount on Record
Term13 Months
DueMay 1, 2023
Interest
Rate4%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionPhilo Township
MunicipalityPhilo Village
Unified School DistrictTolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$79,250 Land $12,040 Building $67,210$237,750 Land $36,120 Building $201,630
2024$3,757.00
2022$3,432.00 Homeowner's exemption$63,390 Land $9,630 Building $53,760$190,170 Land $28,890 Building $161,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 S Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 902 S Cleveland St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA ILLINOIS-PHILO
private · serves 1,378 people · EPA ID IL0190600
Water SourcePurchased groundwater from IL AMERICAN-CHAMPAIGN
Last State InspectionMar 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100

May also be available: MF Wireless, Watch TV.

Nearby Properties on S Cleveland St

Nearby Streets

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