902 S 4th St, Watseka, IL 60970 Property Records

Iroquois County property record for 902 S 4th St, Watseka, IL 60970

Property Summary

Property TypeSingle Family Home
Lot Size0.268 acres (11,715 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Jan 2020)
Tax Bill$4,055 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN26 05 428 001

Property Details

APN / Parcel Number

Primary APN26 05 428 001

Exterior

Lot Area11,715 sqft (0.268 acres)

Location & Zoning

Street Address902 S 4TH ST
CityWATSEKA
StateIL
Zip60970-1631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMERICAN LEGION ADD LT 1 BLK 1
Legal SubdivisionAMERICAN LEGION ADD
Legal Block1
Legal Lot Number1
JurisdictionIROQUOIS IL
Township / Civil DivisionBELMONT
Census Block Group2
Census Block2023
Census Tract950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address902 S 4TH ST, WATSEKA, IL 60970-1631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2020 · Amount on Record
Deed SaleJan 31, 2020 · Amount on Record
Deed Document Number2020290
Record UpdatedSep 20, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIROQUOIS IL
Recording DateJan 31, 2020
Property Address902 S 4TH ST, WATSEKA, IL 60970-1631
Document Number20R0290
Map ReferenceMB C PG 16
Instrument DateJan 29, 2020
Instrument20R0290
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanySTANDARD TITLE GRNTY COMPANY, STANDARD TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$187.50
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address902 S 4TH ST, 902, WATSEKA, IL 60970-1631

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 S 4TH ST, WATSEKA, IL 60970-1631

Mortgage

Document Number20R0291
DateJan 31, 2020
Instrument20R0291
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyIroquois County
County SubdivisionBelmont Township
MunicipalityWatseka City
Unified School DistrictIroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,055.00 (+32.08%)$50,950 (+24.57%) Land $9,600 Building $41,350$152,850 (+24.57%) Land $28,800 Building $124,050
2022$3,070.00 Homeowner's exemption Senior Citizen's exemption$40,900 Land $7,710 Building $33,190$122,700 Land $23,130 Building $99,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims98 (1994–2018)
Claims Outside the SFHA3 of 98
Most Recent ClaimFeb 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATSEKA
serves 4,767 people · EPA ID IL0750900
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 4th St

Nearby Streets

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