902 Royal St, Alton, IL 62002 Property Records

Madison County property record for 902 Royal St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 804 sqft · built 1904
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$92,000 (Aug 2026)
Tax Bill	$3,791 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
APN	`23-2-07-12-13-303-014`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-12-13-303-014`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	804 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Open Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	902 ROYAL ST
City	ALTON
State	IL
Zip	62002-3778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS NORTH LIBERTY ADD ROYAL ST LOTS LOT 6 51 S X 130 S X IRR
Legal Subdivision	HUNTERS NORTH LIBERTY ADDN
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1003
Census Tract	402500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District (Boundary Increase II) listed 2022 · 93 contributing resources · NRIS 78001166

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Madison County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 ROYAL ST, ALTON, IL 62002-3778
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	202622453
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 4, 2026
Property Address	902 ROYAL ST, ALTON, IL 62002-3778
Document Number	0000022453
Instrument Date	Jul 23, 2026
Instrument	202622453
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	SERENITY TITLE AND ESCROW LIMITED, SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 ROYAL ST, ALTON, IL 62002-3778

Mortgage

Date	Aug 4, 2026

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,791.00 (+8.87%)	$47,360 (+35.39%) Land $3,230 Building $44,130	$142,080 (+35.26%) Land $9,690 Building $132,390
2024	$3,482.00 (+13.49%)
2022	$3,068.00	$34,980 Land $2,390 Building $32,590	$105,045 Land $7,177 Building $97,868

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	6 (1979–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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