Montezuma County property record for 902 Ridge Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,645 sqft · built 1958 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $867 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R007677 |
| Primary APN | R007677 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,645 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Type | Mixed |
| Garage Area | 720 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R007677 |
|---|---|
| Street Address | 902 RIDGE DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MONTVIEW ADDITION LOT: 22-24 BLOCK: 2 B640 P557 B644 P739 |
| Legal Subdivision | MONTVIEW ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 22-24 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 969301 |
902 Ridge Dr is owned and occupied by an individual who acquired it in October 2022.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 RIDGE DR, CORTEZ, CO 81321-2045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK CORTEZ |
| Oct 17, 2022 | Correction Deed |
| Aug 26, 2022 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 1995 |
| Deed Sale | Feb 9, 1995 |
| Deed Document Number | 1995703P459 |
| Last Transfer Date | Oct 10, 2022 |
| Transfer Doc | 0000647951 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 902 RIDGE DR, CORTEZ, CO 81321-2045 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 902 RIDGE DR, CORTEZ, CO 81321-2045 |
| Document Number | 0000651050 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 651050 |
| Name | FIRST NATIONAL BANK CORTEZ |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Jun 3, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Oct 17, 2022 |
| Property Address | 902 RIDGE DR, CORTEZ, CO 81321-2045 |
| Document Number | 0000647951 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Oct 10, 2022 |
| Instrument | 647951 |
| Record Updated | Oct 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3260 MADISON AVE, LOVELAND, CO 80538-2827 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Aug 26, 2022 |
| Property Address | 902 RIDGE DR, CORTEZ, CO 81321-2045 |
| Document Number | 0000647070 |
| Map Reference | MB 7 PG 30 |
| Instrument Date | Aug 23, 2022 |
| Instrument | 647070 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3250 MADISON AVE, LOVELAND, CO 80538-2827 |
The 2025 property tax bill for 902 Ridge Dr was $867, up 77.7% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $867.00 (+77.66%) | $25,163 (+44.07%) Land $2,204 Building $22,959 | $316,114 (+44.07%) Land $27,690 Building $288,424 |
| 2024 | $488.00 (+9.91%) | $17,466 (-20.04%) Land $2,969 Building $14,497 | $219,422 (-20.04%) Land $37,298 Building $182,124 |
| 2023 | $444.00 (+2.3%) | $21,844 (+28.85%) Land $3,713 Building $18,131 | $274,422 (+28.84%) Land $46,647 Building $227,775 |
| 2022 | $434.00 | $16,953 Land $1,695 Building $15,258 | $212,988 Land $21,300 Building $191,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 902 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 902 Ridge Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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