902 Regatta Rd, Charleston, SC 29412 Property Records

Charleston County property record for 902 Regatta Rd, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,025 sqft · built 1972
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2012)
Tax Bill	$2,419 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`428-15-00-026`

Property Details

APN / Parcel Number

Primary APN	`428-15-00-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,025 sqft Living Area
1st Floor Area	1,017 sqft
Upper Floors Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	128 ft deep x 103 ft wide

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	213 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	902 REGATTA RD
City	CHARLESTON
State	SC
Zip	29412-4935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -HARBOR WOODS DESCRIPTION -LOT 1 BLK D SECTION 1-A
Legal Subdivision	HARBOR WOODS
Legal Block	D
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3024
Census Tract	2006

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 REGATTA RD, CHARLESTON, SC 29412-4935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA FCU
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2012 · Amount on Record
Deed Sale	Oct 15, 2012 · Amount on Record
Prior Sale	Jul 18, 2006 · Amount on Record
Deed Book / Page	284 / 635
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	902 REGATTA RD, CHARLESTON, SC 29412-4935
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011040109
Date	Apr 26, 2022
Book Page	1104/109

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	1.75%
Max Rate At Change	5.75%
Index	Other
Max Rate	8.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	902 REGATTA RD, CHARLESTON, SC 29412-4935
Document Number	0773/0086
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 REGATTA RD CHARLESTON SC 294124935, CHARLESTON, SC 29412-4935

Mortgage

Document Number	0773/0086
Date	Jan 18, 2019
Book Page	000773/000086

Lender

Name	SOUTH CAROLINA FCU
Address	PO BOX 190012, NORTH CHARLESTON, SC 29419-9012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 17, 2039

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	902 REGATTA RD, CHARLESTON, SC 29412-4935
Document Number	0711/0779
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 REGATTA RD CHARLESTON SC 294124935, CHARLESTON, SC 29412-4935

Mortgage

Document Number	0711/0779
Date	Apr 16, 2018
Book Page	000711/000779

Lender

Name	SOUTH CAROLINA FCU
Address	N CHARLESTON, SC 29419-9012

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,419.00 (+12.51%)	$466,182 (+2,775.89%) Land $185,000 Building $281,182	$651,800 (+53.69%) Land $237,600 Building $414,200
2024	$2,150.00 (+7.66%)	$16,210 (-)
2022	$1,997.00	$16,210	$424,100 (-) Land $168,300 Building $255,800
2020			$424,100 Land $168,300 Building $255,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 269 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 12 condo units
Nearby Flood Claims	95 (1989–2024)
Claims Outside the SFHA	41 of 95
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Severe Storms And Flooding, Oct 2015 · 28 claims Hurricane Hugo, Sep 1989 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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