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902 Raymond St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 902 Raymond St, Schenectady, NY 12308 · Last verified April 2026

Property Summary

Property TypeTriplex
Details7 bd · 3 ba · 2,440 sqft · built 1926
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$45,000 (Oct 2015)
Tax Bill$7,953 (2025)
Deeds & MortgagesNov 2018 Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 39.44-1-22

Property Details

APN / Parcel Number

Primary APN421500 39.44-1-22
Alternative APN
  • 150003904400010220000000

Interior

Bedrooms7 Beds
Full Baths3 Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area2,440 sqft Total Area
1st Floor Area1,228 sqft
2nd Floor Area1,212 sqft
Basement Area660 sqft
Finished Basement660 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address902 RAYMOND ST
CitySCHENECTADY
StateNY
Zip12308-1331
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionPART OF 2 STUCCO AND WOOD
Legal SubdivisionBANKER TRACT
Legal Block1
Legal Lot Number22.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1003
Census Tract20102

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.44-1-22

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1726 BROADWAY, SCHENECTADY, NY 12306-4929
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Oct 02, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 25, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 05, 2015 · Amount on Record
Deed SaleOct 05, 2015 · Amount on Record
Prior SaleOct 05, 2015 · Amount on Record
Deed Book / Page1923 / 472
Last Transfer DateOct 01, 2018
Transfer Doc0000043591
Record UpdatedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address902 RAYMOND ST, SCHENECTADY, NY 12308-1331
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049004
DateNov 07, 2018
Book Page4876/447
Instrument201849004
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateOct 02, 2018
Property Address902 RAYMOND ST, SCHENECTADY, NY 12308-1331
Document Number0000043591
Book / Page001996 / 000925
Instrument DateOct 01, 2018
Instrument43591
Transaction TypeTransfer
Record UpdatedOct 18, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1726 BROADWAY SCHENECTADY NY 123064929, SCHENECTADY, NY 12306-4929

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateAug 25, 2017
Property Address902 RAYMOND ST, SCHENECTADY, NY 12308-1331
Document Number0000038602
Book / Page001969 / 000915
Instrument DateAug 22, 2017
Instrument38602
Transaction TypeTransfer
Record UpdatedSep 01, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1726 BROADWAY SCHENECTADY NY 123064929, SCHENECTADY, NY 12306-4929

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,953.00 (+8.78%)$122,100 (-) Land $18,300 Building $103,800$202,186 (+30.82%) Land $30,303 Building $171,883
2023$122,100 (-) Land $18,300 Building $103,800$154,557 (+3.8%) Land $23,165 Building $131,392
2022$122,100 Land $18,300 Building $103,800$148,902 Land $22,317 Building $126,585
2021$7,311.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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