902 Rachel Ct, Plano, IL 60545 Property Records

Kendall County property record for 902 Rachel Ct, Plano, IL 60545

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,340 sqft · built 2019
Lot Size	0.29 acres (12,612 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2022)
Tax Bill	$8,725 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-24-376-001`

Property Details

APN / Parcel Number

Primary APN	`01-24-376-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,340 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	2,340 sqft
Basement Area	680 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,612 sqft (0.29 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 RACHEL CT
City	PLANO
State	IL
Zip	60545-9814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 LAKEWOOD SPRINGS UNIT 1, CITY OF PLANO
Legal Subdivision	LAKEWOOD SPRINGS
Legal Lot Number	15
Jurisdiction	KENDALL IL
Township / Civil Division	LITTLE ROCK
Census Block Group	3
Census Block	3070
Census Tract	890501

Owner

902 Rachel Ct is owned and occupied by an individual who bought it in July 2022.

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	902 RACHEL CT, PLANO, IL 60545-9814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Sep 27, 2019	Warranty Deed, Subdivision Related Transfer M&I FIN'L
Feb 5, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Sep 27, 2019 · Amount on File
Deed Document Number	202212266
Prior Transfer Date	Dec 13, 2011
Prior Transfer Doc	0000000754
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Jul 20, 2022
Property Address	902 RACHEL CT, PLANO, IL 60545-9814
Document Number	0000012266
Map Reference	DOC 200400010111
Instrument Date	Jul 14, 2022
Instrument	202200012266
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 RACHEL CT, PLANO, IL 60545-9814

Mortgage

Document Number	0000012267
Date	Jul 20, 2022
Instrument	202200012267

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 27, 2019
Property Address	902 RACHEL CT, PLANO, IL 60545-9814
Document Number	0000014135
Instrument Date	Sep 13, 2019
Instrument	14135
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$129.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 WOODLAWN AVE JOLIET IL 604355752, JOLIET, IL 60435-5752

Mortgage

Document Number	14136
Date	Sep 27, 2019
Instrument	14136

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENDALL IL
Recording Date	Feb 5, 2018
Property Address	902 RACHEL CT, PLANO, IL 60545-9814
Document Number	0000001690
Instrument Date	Feb 1, 2018
Instrument	1690
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,070.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 E DIEHL RD #2ND NAPERVILLE IL 605631358, 2ND, NAPERVILLE, IL 60563-1358
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Little Rock Township
Municipality	Plano City
Unified School District	Plano Community Unit School District 88 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,119 Land $10,918 Building $119,201	$390,357 Land $32,754 Building $357,603
2024	$8,725.00
2022		$90,927 Land $7,610 Building $83,317	$272,781 Land $22,830 Building $249,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Rachel Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1997–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Rachel Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLANO serves 12,600 people · EPA ID IL0930200
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T DSL	100 / 20

May also be available: NewarkNet, Verizon.

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