Wake County property record for 902 Phillip St, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,352 sqft · built 1957 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Apr 2025) |
| Tax Bill | $3,067 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1710.06-39-3839-000 |
| Primary APN | 1710.06-39-3839-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 0004499 |
|---|---|
| Street Address | 902 PHILLIP ST |
| City | GARNER |
| State | NC |
| Zip | 27529-4255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LO2 MEADOWBROOK PARK BM1956-00012 |
| Legal Subdivision | MEADOWBROOK PARK |
| Legal Lot Number | 2 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 52801 |
Source: Wake County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COASTAL FCU |
| Nov 19, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC |
| Jun 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Feb 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALLY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Sep 8, 2021 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 19158/1980 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 19158/1980 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18805/2458 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 18805/2458 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Sep 8, 2021 |
| Property Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Document Number | 186852540 |
| Book / Page | 18685 / 2540 |
| Map Reference | MB 1956 PG 12 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8806 SE 28TH PL, 8806, MILWAUKIE, OR 97222-6361 |
| Name | Verified Name |
|---|---|
| Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Document Number | 186852543 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 18685/2543 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Document Number | 179260315 |
| Instrument Date | Jun 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 902 PHILLIP ST GARNER NC 275294255, GARNER, NC 27529-4255 |
| Document Number | 179260315 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 017926/000315 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Feb 26, 2019 |
| Property Address | 902 PHILLIP ST, GARNER, NC 27529-4255 |
| Document Number | 173690622 |
| Book / Page | 017369 / 000622 |
| Instrument Date | Feb 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $361.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 902 PHILLIP ST GARNER NC 275294255, GARNER, NC 27529-4255 |
| Document Number | 173690624 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 017369/000624 |
| Name | ALLY BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 25, 2034 |
Source: Wake County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,067.00 (+31.24%) | $293,877 (+62.85%) Land $110,000 Building $183,877 | $293,877 (+62.85%) Land $110,000 Building $183,877 |
| 2023 | $2,337.00 | $180,458 Land $46,000 Building $134,458 | $180,458 Land $46,000 Building $134,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1989–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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