Hamilton County property record for 902 Peppermill Rd, Chattanooga, TN 37411
| Property Type | Duplex |
|---|---|
| Details | 4 ba · 2,051 sqft · built 1985 |
| Lot Size | 0.348 acres (15,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Sep 2023) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 157C M 016.16 |
| Primary APN | 157C M 016.16 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,051 sqft Total Area |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 15,200 sqft (0.348 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000095526 |
|---|---|
| Old Parcel Number | 157C M 01616 |
| Street Address | 902 PEPPERMILL RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-2553 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Description | LOT 22 PEPPERMILL VILLAGE SUB #2 34-59 OUT OF 157C-M-16 |
| Legal Subdivision | PEPPERMILL VILLAGE # |
| Legal Lot Number | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3300 |
902 Peppermill Rd, a duplex, is owned and occupied by an individual who bought it in September 2023.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 902 PEPPERMILL RD, CHATTANOOGA, TN 37411-2553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNMB HOME LOANS INC |
| Sep 15, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on File |
| Deed Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 2023091500132 |
| Deed Book / Page | 13399 / 608 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 902 PEPPERMILL RD, CHATTANOOGA, TN 37411-2553 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 902 PEPPERMILL RD, CHATTANOOGA, TN 37411-2553 |
| Document Number | 0000000174 |
|---|---|
| Date | Mar 3, 2026 |
| Book Page | 14214/267 |
| Instrument | 2026030300174 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | LEVITTOWN, NY 11756 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 15, 2023 |
| Property Address | 902 PEPPERMILL RD, CHATTANOOGA, TN 37411-2553 |
| Document Number | 0000000132 |
| Book / Page | 13399 / 608 |
| Map Reference | MB 34 PG 59 |
| Instrument Date | Sep 14, 2023 |
| Instrument | 2023091500132 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 902 PEPPERMILL RD, CHATTANOOGA, TN 37411-2553 |
| Document Number | 0000000133 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023091500133 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
The 2025 property tax bill for 902 Peppermill Rd was $850, up 39.3% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 (+39.34%) | $56,100 (+105.49%) | $224,400 (+105.49%) Land $51,800 Building $172,600 |
| 2024 | $610.00 (-37.56%) | $27,300 (-37.5%) | $109,200 (-) Land $34,500 Building $74,700 |
| 2023 | $977.00 | $43,680 (-) | $109,200 (-) Land $34,500 Building $74,700 |
| 2022 | $977.00 | $43,680 | $109,200 Land $34,500 Building $74,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 902 Peppermill Rd in Zone X, where a levee reduces flood risk, though there have been 21 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 21 (1978–2025) |
| Claims Outside the SFHA | 3 of 21 |
| Most Recent Claim | Aug 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Peppermill Rd is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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