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902 Palisades Cir, Saint Charles, MO 63301 Property Records

St. Charles County property record for 902 Palisades Cir, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,584 sqft · built 2023
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on File
Last Sale$458,019 (Mar 2024)
Tax Bill$5,740 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (moderate risk)
APNT240500114

Property Details

APN / Parcel Number

Primary APNT240500114
Alternative APN
  • 5-116B-D404-00-0403.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,584 sqft Living Area
Gross Area3,816 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area6,499 sqft (0.149 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT240500114
Street Address902 PALISADES CIR
CitySAINT CHARLES
StateMO
Zip63301-3828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE LANDING #12 LOT 403
Legal SubdivisionCHARLESTOWNE LANDING #12
Legal Lot Number403
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group4
Census Block4002
Census Tract310201

Owner

902 Palisades Cir is owned and occupied by two individuals who bought it in March 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address902 PALISADES CIR, SAINT CHARLES, MO 63301-3828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on File
Deed SaleMar 22, 2024 · Amount on File
Deed Document Number202410754
Record UpdatedOct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateMar 22, 2024
Property Address902 PALISADES CIR, SAINT CHARLES, MO 63301-3828
Document Number0000010754
Map ReferenceDOC 2023R-025693
Instrument DateMar 21, 2024
Instrument2024R-010754
Transaction TypeTransfer
Record UpdatedApr 5, 2024
Title CompanyHOME TITLE/VA LLC, HOME TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 PALISADES CIR, SAINT CHARLES, MO 63301-3828

Mortgage

Document Number0000010755
DateMar 22, 2024
Instrument2024R-010755
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 902 Palisades Cir was $5,740, up 27.5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,024 (-)$458,019 (-) Land $67,710 Building $390,309
2025$5,740.00 (+27.5%)$87,024$458,019 Land $67,710 Building $390,309
2024$4,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Palisades Cir in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Palisades Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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