902 Otter St, Elgin, IA 52141 Property Records

Fayette County property record for 902 Otter St, Elgin, IA 52141

Property Summary

Property Type	Mobile Home
Details	1 bd · 1 ba · 442 sqft · built 2014
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on File
Last Sale	$12,000 (May 2018)
Tax Bill	$640 (2026)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0814353002`

Property Details

APN / Parcel Number

Primary APN	`0814353002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Building Area	442 sqft Living Area
1st Floor Area	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Mobile Home
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	19,200 sqft (0.441 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	902 OTTER ST
City	ELGIN
State	IA
Zip	52141-9310
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	COM 140'N & 84'E OF NW COR LOT 1 BLK 3 LUTRA TH E 150'N 100 W 150'S 100'TO BEG & COM 140'N OF NW COR LOT 1 BLK 3 LUTRA TH E
Legal Block	3
Legal Lot Number	1
Jurisdiction	FAYETTE IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	3
Census Block	3051
Census Tract	80600

Owner

902 Otter St, a mobile home, is owned and occupied by two individuals who bought it in May 2018.

Source: Fayette County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 OTTER ST, ELGIN, IA 52141-9310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Deed Document Number	20181316
Deed Book / Page	2018 / 1316
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE IA
Recording Date	May 14, 2018
Property Address	902 OTTER ST, ELGIN, IA 52141-9310
Document Number	2018/1316
Book / Page	2018 / 1316
Instrument Date	May 14, 2018
Instrument	000000001316
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 63, WADENA, IA 52169-0063

Tax Assessment & Valuation

The 2026 property tax bill for 902 Otter St was $640 with a homeowner's exemption.

Source: Fayette County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Fayette County
Municipality	Elgin City
Unified School District	North Fayette Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$640.00	$68,690 (-) Land $13,340 Building $55,350	$68,690 (-) Land $13,340 Building $55,350
2025	$640.00 (+7.02%) Homeowner's exemption	$68,690 Land $13,340 Building $55,350	$68,690 Land $13,340 Building $55,350
2024	$598.00
2023		$62,340 (+22.26%) Land $13,340 Building $49,000	$62,340 Land $13,340 Building $49,000
2022	$858.00 Homeowner's exemption	$50,990 Land $11,110 Building $39,880
2021			$50,990 Land $11,110 Building $39,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Otter St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	20 (1991–2016)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Otter St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN MUNICIPAL WATER SUPPLY serves 685 people · EPA ID IA3338010
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	9 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Alpine Communications Fiber	500 / 500