York County property record for 902 Ospre Ln, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,574 sqft · built 2016 |
| Lot Size | 0.069 acres (3,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $480,000 (Jun 2023) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-00-00-275 |
| Primary APN | 720-00-00-275 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,574 sqft Living Area |
| Gross Area | 3,111 sqft |
| 1st Floor Area | 1,193 sqft |
| 2nd Floor Area | 1,381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,009 sqft (0.069 acres) |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 100 sqft |
| Street Address | 902 OSPRE LN |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-0135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT C BLK 13 / BEACON KNOLL TOWNHOMES |
| Legal Subdivision | BEACON KNOLL VILLAS |
| Legal Block | 13 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 61006 |
Source: York County assessment roll, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Mar 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Jun 16, 2023 | Deed, Transfer |
| Aug 1, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Deed Document Number | 202318229 |
| Deed Book / Page | 20807 / 433 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Document Number | 1927800452 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 19278/452 |
| Instrument | 2021029345 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1908100409 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 19081/409 |
| Instrument | 2021014516 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Jun 16, 2023 |
| Property Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Document Number | 2080700433 |
| Book / Page | 20807 / 433 |
| Map Reference | MB E361 PG 5 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023018229 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,248.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 902 OSPRE LN, FORT MILL, SC 29708-0135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1710700047 |
|---|---|
| Date | Aug 1, 2018 |
| Book Page | 17107/047 |
| Instrument | 2018032493 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 25, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,853.00 (+37.89%) | $18,252 (+50.87%) Land $2,680 Building $15,572 | $456,300 (+35.52%) Land $67,000 Building $389,300 |
| 2023 | $2,069.00 (+0.88%) | $12,098 (-) Land $2,156 Building $9,942 | $336,703 (-) Land $60,000 Building $276,703 |
| 2022 | $2,051.00 | $12,098 Land $2,156 Building $9,942 | $336,703 Land $60,000 Building $276,703 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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