902 NW Ave D, Carrabelle, FL 32322 Property Records

Franklin County property record for 902 NW Ave D, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,682 sqft · built 1993
Lot Size	0.406 acres (17,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$299,000 (May 2022)
Tax Bill	$2,587 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-07S-04W-4230-0E14-0010`

Property Details

APN / Parcel Number

Primary APN	`20-07S-04W-4230-0E14-0010`
Alternative APN	`04W07S2042300E140010`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,682 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,682 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,681 sqft (0.406 acres)
Lot Width	168 ft Width
Garage Area	462 sqft
Porch	Finished Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 NW AVENUE D
City	CARRABELLE
State	FL
Zip	32322-7536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BL E R 14 132 LOTS 1-2-3 PICKETTS ADDITION 154/641 266/75 574/132 605/619 663/384 1251/80 1290/589 1337/192
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	PICKETTS ADDITION
Legal Block	E
Legal Lot Number	1-2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	3
Census Block	3117
Census Tract	970102

Owner

Source: Franklin County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 22, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 19, 2021	Warranty Deed, Transfer · Seller Carry-Back STEPHEN COLEMAN
Oct 7, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Feb 19, 2021 · Amount on Record
Deed Document Number	20223251
Deed Book / Page	1337 / 192
Prior Transfer Date	Sep 26, 2018
Prior Transfer Doc	0019004572
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 27, 2022
Property Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536
Document Number	0019003251
Book / Page	1337 / 192
Map Reference	MB 2 PG 20
Instrument Date	May 25, 2022
Instrument	202219003251
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,093.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 EDDINS LN, 21, CRAWFORDVILLE, FL 32327-4064

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BOLTON LN, COLUMBIANA, AL 35051-5348

Mortgage

Document Number	0000000194
Date	May 27, 2022
Instrument	1337/194

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536

Mortgage

Document Number	0019007198
Date	Nov 22, 2021
Book Page	1319/588
Instrument	202119007198

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Feb 19, 2021
Property Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536
Document Number	0019000960
Book / Page	1290 / 589
Map Reference	MB 2 PG 20
Instrument Date	Feb 18, 2021
Instrument	202119000960
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,309.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2971 GDDEN EAGLE DRIVE E, 2971, TALLAHASSEE, FL 32312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 EDDINS LN, CRAWFORDVILLE, FL 32327-4064

Mortgage

Document Number	0000000591
Date	Feb 19, 2021
Instrument	1290/591

Lender

Name	STEPHEN COLEMAN
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN FL
Recording Date	Oct 7, 2019
Property Address	902 NW AVENUE D, CARRABELLE, FL 32322-7536
Document Number	0019004572
Book / Page	001251 / 000080
Instrument Date	Sep 26, 2019
Instrument	19004572
Transaction Type	Foreclosure
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3971 GOLDEN EAGLE DR E TALLAHASSEE FL 32312, TALLAHASSEE, FL 32312

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,587.00 (+4.4%) Homeowner's exemption Disabled Person's exemption	$203,669 (+2.9%)	$274,062 (-0.57%) Land $42,000 Building $232,062
2024	$2,478.00 (+1.68%) Homeowner's exemption Disabled Person's exemption	$197,929 (+3%)	$275,620 (+21.21%) Land $42,000 Building $233,620
2023	$2,437.00 (-1.26%) Homeowner's exemption Disabled Person's exemption	$192,164 (+3%)	$227,394 (+21.88%) Land $42,000 Building $185,394
2022	$2,468.00 Homeowner's exemption	$186,567 Land $50,400 Building $136,167	$186,567 Land $50,400 Building $136,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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