902 Norma Ct, Mary Esther, FL 32569 Property Records

Okaloosa County property record for 902 Norma Ct, Mary Esther, FL 32569

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,313 sqft · built 1987
Lot Size	0.293 acres (12,769 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2022)
Tax Bill	$1,387 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-0451-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-0451-2`
Alternative APNs	`21-2S-25-192A-000C-0180` `25S221192A000C0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,313 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,769 sqft (0.293 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Finished/Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 NORMA CT
City	MARY ESTHER
State	FL
Zip	32569-1487
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARISH PINES S/D LOT 18 BLK C
Legal Range	25W
Legal Township	02S
Legal Section	21
Legal Subdivision	PARISH PINES
Legal Block	C
Legal Lot Number	18
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2018
Census Tract	23100

Owner

902 Norma Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 NORMA CT, MARY ESTHER, FL 32569-1487
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 10, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on File
Deed Sale	Jul 8, 2022 · Amount on File
Prior Sale	Sep 7, 2005 · Amount on File
Deed Document Number	20223563054
Deed Book / Page	3631 / 3710
Prior Transfer Date	Jul 27, 2005
Prior Transfer Doc	0026492141
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 8, 2022
Property Address	902 NORMA CT, MARY ESTHER, FL 32569-1487
Document Number	0036313710
Book / Page	3631 / 3710
Map Reference	MB 9 PG 83
Instrument Date	Jun 29, 2022
Instrument	3563054
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	975 MELTON RD, 975, BAKER, FL 32531-5347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 AVON LN, MARY ESTHER, FL 32569-1710

Mortgage

Document Number	0036313712
Date	Jul 8, 2022
Instrument	3631/3712

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Aug 10, 2021
Property Address	902 NORMA CT, MARY ESTHER, FL 32569-1487
Document Number	0035661208
Book / Page	3566 / 1208
Map Reference	MB 9 PG 83
Instrument Date	Aug 10, 2021
Instrument	3479120
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 NORMA CT, MARY ESTHER, FL 32569-1487

Tax Assessment & Valuation

The 2025 property tax bill for 902 Norma Ct was $1,387 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,387.00 Homeowner's exemption	$155,661	$255,045 Land $96,246 Building $158,799
2023	$2,867.00 (+8.76%)	$234,458 (+6.57%) Land $64,525 Building $169,933	$234,458 (+6.57%) Land $64,525 Building $169,933
2022	$2,636.00	$220,002 Land $60,304 Building $159,698	$220,002 Land $60,304 Building $159,698

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Norma Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	287 (1991–2021)
Claims Outside the SFHA	104 of 287
Most Recent Claim	Jul 2021 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 37 claims Hurricane Frances, Sep 2004 · 122 claims Hurricane Opal, Oct 1995 · 76 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Norma Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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