902 Newman Ave, Effingham, IL 62401 Property Records

Effingham County property record for 902 Newman Ave, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,686 sqft · built 1978
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Feb 2005)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-120-027`

Property Details

APN / Parcel Number

Primary APN	`03-16-120-027`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,686 sqft Base Area
1st Floor Area	1,686 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	902 NEWMAN AVE
City	EFFINGHAM
State	IL
Zip	62401-1755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 156 NORTHMORE HEIGHTS ADD D 2107/235 572/111
Legal Subdivision	NORTHMORE HEIGHTS
Legal Lot Number	156
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2007
Census Tract	950700

Owner

902 Newman Ave is owned and occupied by two individuals who bought it in February 2005.

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 NEWMAN AVE, EFFINGHAM, IL 62401-1755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2005 · Amount on File
Deed Sale	Feb 16, 2005 · Amount on File
Deed Document Number	2005859
Deed Book / Page	2107 / 235
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	902 NEWMAN AVE, EFFINGHAM, IL 62401-1755
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3651/251
Date	Jan 22, 2021
Book Page	3651/251
Instrument	202121000367

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Nov 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	902 NEWMAN AVE, EFFINGHAM, IL 62401-1755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3455/049
Date	Mar 28, 2019
Book Page	3455/049
Instrument	201901901040

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	902 NEWMAN AVE, EFFINGHAM, IL 62401-1755
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3517/190
Date	Dec 4, 2019
Book Page	3517/190
Instrument	201901904983

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 902 Newman Ave was $2,888 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,888.00	$57,190 Land $10,740 Building $46,450	$171,570 Land $32,220 Building $139,350
2022	$2,463.00 Homeowner's exemption	$43,360 Land $8,140 Building $35,220	$130,080 Land $24,420 Building $105,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 Newman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Newman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

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