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902 NE 5th St, Carrabelle, FL 32322 Property Records

Franklin County property record for 902 NE 5th St, Carrabelle, FL 32322

Property Summary

Property TypeSingle Family Home
Details1,204 sqft · built 2008
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (May 2018)
Tax Bill$1,417 (2025)
Deeds & MortgagesFeb 2024 Transfer
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN20-07S-04W-4212-0027-0010

Property Details

APN / Parcel Number

Primary APN20-07S-04W-4212-0027-0010
Alternative APN
  • 04W07S20421200270010

Interior

Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,966 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchFinished/Open Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address902 NE 5TH ST
CityCARRABELLE
StateFL
Zip32322-3561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 27 188 KEOUGHS 2ND ADD LOT 1 OR 217/137 217/141 338/171 597/777 599/743 600/267 603/622 830/386-391 961/214 1218/12 1385/455
Legal Range04W
Legal Township07S
Legal Section20
Legal SubdivisionKEOUGHS 2ND ADD
Legal Block27
Legal Lot Number1
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group1
Census Block1007
Census Tract970101

Owner

Source: Franklin County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address902 NE 5TH ST, CARRABELLE, FL 32322-3561
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
May 2, 2018Warranty Deed, Transfer
TALLAHASSEE TITLE GROUP LLC
Sep 14, 2017Loan Modification, Mortgage
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2018 · Amount on Record
Deed SaleMay 2, 2018 · Amount on Record
Prior SaleJun 16, 2008 · Amount on Record
Deed Document Number20182126
Deed Book / Page1218 / 12
Last Transfer DateFeb 23, 2024
Transfer Doc0019000892
Record UpdatedJun 8, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFRANKLIN FL
Recording DateFeb 23, 2024
Property Address902 NE 5TH ST, CARRABELLE, FL 32322-3561
Document Number0019000892
Book / Page1385 / 455
Map ReferenceMB 2 PG 20
Instrument DateFeb 23, 2024
Instrument202419000892
Transaction TypeTransfer
Record UpdatedMar 19, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address902 NE 5TH ST, CARRABELLE, FL 32322-3561

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address902 NE 5TH ST, CARRABELLE, FL 32322-3561

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address902 NE 5TH ST, CARRABELLE, FL 32322-3561
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 NE 5TH ST, CARRABELLE, FL 32322-3561

Mortgage

Document Number0019002858
DateJul 6, 2020
Book Page1269/312
Instrument202019002858
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN FL
Recording DateMay 2, 2018
Property Address902 NE 5TH ST, CARRABELLE, FL 32322-3561
Document Number0019002126
Book / Page001218 / 000012
Instrument DateApr 30, 2018
Instrument19002126
Transaction TypeTransfer
Record UpdatedMay 29, 2018
Title CompanyTALLAHASSEE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 NE 5TH ST CARRABELLE FL 323223561, CARRABELLE, FL 32322-3561

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionFRANKLIN FL
Property Address902 NE 5TH ST, CARRABELLE, FL 32322-3561
Document Number0019004842
Book / Page001202 / 000387
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedOct 9, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 HENRY ST SAN FRANCISCO CA 941141215, SAN FRANCISCO, CA 94114-1215

Mortgage

Document Number0019004842
DateSep 20, 2017
Book Page001202/000387
Instrument19004842
Lender
NameCENTENNIAL BK
TypeBank
AddressAPALACHICOLA, FL 32329
Agreement
Term36 Months
DueSep 19, 2020

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
MunicipalityCarrabelle City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,417.00 (+4.73%)$128,851 (+2.9%)$189,031 (-1.54%) Land $4,800 Building $184,231
2024$1,353.00 (+2.34%) Homeowner's exemption$125,220 (+3%)$191,988 (+20.9%) Land $5,500 Building $186,488
2023$1,322.00 (+2.8%) Homeowner's exemption$121,573 (+3%)$158,794 (+32.44%) Land $10,000 Building $148,794
2022$1,286.00 Homeowner's exemption$118,032$119,901 Land $10,000 Building $109,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies72 units insured
incl. 29 condo units
Nearby Flood Claims7 (2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CARRABELLE WATER SYSTEM
serves 3,690 people · EPA ID FL1190118
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50

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