902 N Union Cir, Deltona, FL 32725 Property Records

Volusia County property record for 902 N Union Cir, Deltona, FL 32725

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,992 sqft · built 1983
Lot Size	0.384 acres (16,720 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Dec 2024)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8130-08-21-0050`

Property Details

APN / Parcel Number

Primary APN	`8130-08-21-0050`
Alternative APNs	`31183008210050` `30183108210050` `2649879.0` `2649879`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,429 sqft
1st Floor Area	1,720 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1986
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,720 sqft (0.384 acres)
Lot Dimensions	209 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	314 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2649879
Street Address	902 N UNION CIR
City	DELTONA
State	FL
Zip	32725-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 5 BLK 154 DELTONA LAKES UNIT 8 MB 25 PGS 165-177 INC PER OR 4836 PG 2785 PER OR 7416 PG 4126 PER OR 8648 PG 4871
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	08
Legal Block	154
Legal Lot Number	5
Legal Unit	8
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	2
Census Block	2003
Census Tract	91032

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 N UNION CIR, DELTONA, FL 32725-2722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2024247250
Deed Book / Page	8648 / 4871
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 28, 2017
Property Address	902 N UNION CIR, DELTONA, FL 32725-2722
Document Number	0074164126
Book / Page	007416 / 004126
Instrument Date	Jun 19, 2017
Instrument	127648
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N UNION CIR DELTONA FL 327252722, DELTONA, FL 32725-2722

Mortgage

Document Number	74164127
Date	Jun 28, 2017
Book Page	007416/004127
Instrument	127649

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,758 (-2.04%) Land $69,296 Building $194,462	$263,758 (-2.04%) Land $69,296 Building $194,462
2025	$5,496.00 (+28.65%)	$269,241 (+13.09%) Land $69,296 Building $199,945	$269,241 (+13.09%) Land $69,296 Building $199,945
2024	$4,272.00 (+2.82%)
2023	$4,155.00 (-1.66%) Homeowner's exemption	$238,071 (+14.31%) Land $58,731 Building $179,340	$238,071 (+14.31%) Land $58,731 Building $179,340
2022	$4,225.00	$208,267 Land $41,314 Building $166,953	$208,267 Land $41,314 Building $166,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	2 (2012–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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