902 N Oak St, Durand, MI 48429 Property Records

Shiawassee County property record for 902 N Oak St, Durand, MI 48429

Property Summary

Property Type	Single Family Home
Details	1 ba · 884 sqft · built 1957
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Apr 2022)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`012-46-044-000`

Property Details

APN / Parcel Number

Primary APN	`012-46-044-000`
Alternative APN	`0124604400000`

Interior

Full Baths	1 Bath
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	902 N OAK ST
City	DURAND
State	MI
Zip	48429-1260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND VIEW ADD - VERNON TWP. LOT 44 EX E 2.80 FT THEREOF
Legal Subdivision	GRAND VIEW ADD
Legal Lot Number	44
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	VERNON
Census Block Group	3
Census Block	3008
Census Tract	31900

Owner

902 N Oak St is owned and occupied by an individual who bought it in April 2022.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	902 N OAK ST, DURAND, MI 48429-1260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC
Sep 2, 2021	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Sep 2, 2021 · Amount on File
Deed Document Number	20223358490
Deed Book / Page	1294 / 576
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 4, 2022
Property Address	902 N OAK ST, DURAND, MI 48429-1260
Document Number	0012940576
Book / Page	1294 / 576
Map Reference	LB 1 PG 74
Instrument Date	Apr 1, 2022
Instrument	3358490
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	LOYAL TITLE, ROYAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3090 W COOK RD, 3090, GRAND BLANC, MI 48439-9314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N OAK ST, DURAND, MI 48429-1260

Mortgage

Document Number	0003358491
Date	Apr 4, 2022
Instrument	3358491

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 2, 2021
Property Address	902 N OAK ST, DURAND, MI 48429-1260
Document Number	0012860938
Book / Page	1286 / 938
Map Reference	LB 1 PG 74
Instrument Date	Aug 31, 2021
Instrument	3350746
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$337.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 N OAK ST, 902, DURAND, MI 48429-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11064 SEYMOUR RD, GAINES, MI 48436-9757

Tax Assessment & Valuation

The 2025 property tax bill for 902 N Oak St was $1,682 with a homeowner's exemption, up 3.3% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Vernon Township
Unified School District	Durand Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,300 (+1.65%)	$98,600 (+1.65%)
2025	$1,682.00 (+3.25%) Homeowner's exemption	$48,500	$97,000
2024	$1,629.00 (+60.49%)
2023	$1,015.00 Homeowner's exemption	$40,500	$81,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 N Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 N Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURAND serves 3,446 people · EPA ID MI0001900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DayStarr.

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