902 N Lake Ave, Duluth, MN 55805 Property Records

St. Louis County property record for 902 N Lake Ave, Duluth, MN 55805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,608 sqft · built 1885
Lot Size	0.172 acres (7,507 sqft)
Owner	Individual Name on Record
Last Sale	$213,500 (Apr 2024)
Tax Bill	$3,064 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1350-09170`

Property Details

APN / Parcel Number

Primary APN	`010-1350-09170`
Alternative APNs	`1165290` `917159`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,608 sqft Gross Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1954
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,507 sqft (0.172 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	55 sqft
Deck Area	42 sqft
Storage Building	81 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1165290
Street Address	902 N LAKE AVE
City	DULUTH
State	MN
Zip	55805-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLY 75 FT OF LOTS 1 & 3 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIVISION
Legal Block	130
Legal Lot Number	1,3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1007
Census Tract	1800

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	902 N LAKE AVE, DULUTH, MN 55805-1220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on Record
Deed Sale	Apr 30, 2024 · Amount on Record
Prior Sale	Feb 4, 2010 · Amount on Record
Deed Document Number	20241487011
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	0000061817
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 30, 2024
Property Address	902 N LAKE AVE, DULUTH, MN 55805-1220
Document Number	0001487011
Instrument Date	Apr 11, 2024
Instrument	1487011
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	902 N LAKE AVE, DULUTH, MN 55805-1220

Mortgage

Document Number	0001487012
Date	Apr 30, 2024
Instrument	1487012

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,064.00 (-7.26%) Homeowner's exemption
2025	$3,304.00 (+3.06%) Homeowner's exemption	$253,400 (-2.84%) Land $85,900 Building $167,500	$253,400 (-2.84%) Land $85,900 Building $167,500
2024	$3,206.00	$260,800 (+16.85%) Land $83,300 Building $177,500	$260,800 (+16.85%) Land $83,300 Building $177,500
2022		$223,200 Land $75,600 Building $147,600	$223,200 Land $75,600 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

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