902 N James St, Champaign, IL 61821 Property Records

Champaign County property record for 902 N James St, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 886 sqft · built 1959
Lot Size	0.174 acres (7,588 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Dec 2018)
Tax Bill	$1,949 (2024)
Deeds & Mortgages	Apr 2023 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-206-007`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-206-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	886 sqft Building Perimeter
1st Floor Area	886 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,588 sqft (0.174 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	902 N JAMES ST
City	CHAMPAIGN
State	IL
Zip	61821-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 NORTHWOOD 5TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	NORTHWOOD 5TH ADD
Legal Tract	1
Legal Lot Number	10
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4016
Census Tract	901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1003 NOONING TREE DR, CHESTERFIELD, MO 63017-2467
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Intrafamily Transfer, Transfer
Dec 31, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS ST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2018 · Amount on Record
Deed Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	201822166
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000004144
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 5, 2023
Property Address	902 N JAMES ST, CHAMPAIGN, IL 61821-2521
Document Number	0000004144
Map Reference	MB M PG 122
Instrument Date	Mar 27, 2023
Instrument	2023R04144
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 NOONING TREE DR, CHESTERFIELD, MO 63017-2467

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 31, 2018
Property Address	902 N JAMES ST, CHAMPAIGN, IL 61821-2521
Document Number	0000022166
Instrument Date	Dec 17, 2018
Instrument	22166
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 WOODCOVE CT CHESTERFIELD MO 630171743, CHESTERFIELD, MO 63017-1743

Mortgage

Document Number	22167
Date	Dec 31, 2018
Instrument	22167

Lender

Name	ILLINOIS ST CU
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2033

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,080 (+33.55%) Land $7,370 Building $17,710	$75,240 (+33.55%) Land $22,110 Building $53,130
2024	$1,949.00 (+12.92%)
2022	$1,726.00	$18,780 Land $5,520 Building $13,260	$56,340 Land $16,560 Building $39,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink.

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