902 N Hart St, Harvard, IL 60033 Property Records

McHenry County property record for 902 N Hart St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.199 acres (8,657 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$6,317 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-234-007`

Property Details

APN / Parcel Number

Primary APN	`01-35-234-007`

Exterior

Lot Area	8,657 sqft (0.199 acres)

Location & Zoning

Street Address	902 N HART ST
City	HARVARD
State	IL
Zip	60033-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0023852 LT 5 BLK 13 H D CRUMBS 1ST ADDN
Legal Subdivision	H D CRUMBS 1ST ADDN
Legal Block	13
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2027
Census Tract	870302

Owner

902 N Hart St is owned and occupied by two individuals who bought it in July 2018.

Source: McHenry County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	902 N HART ST, HARVARD, IL 60033-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit VALLEY BANK AND TRUST COMPANY
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAUK VALLEY BANK & TRUST COMPANY
Jul 17, 2018	Warranty Deed, Transfer · Conventional with PMI SAUK VLY BK&TR
Jul 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on File
Deed Sale	Jul 17, 2018 · Amount on File
Deed Document Number	201823852
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0000000960
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 18, 2026
Property Address	902 N HART ST, HARVARD, IL 60033-2232
Document Number	0000027392
Instrument Date	Sep 9, 2026
Instrument	202627392
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N HART ST, HARVARD, IL 60033-2232

Mortgage

Document Number	0000027392,
Date	Sep 18, 2026
Instrument	202627392

Lender

Name	VALLEY BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 24, 2031

Interest

Rate	6.75%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	902 N HART ST, HARVARD, IL 60033-2232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049155
Date	Nov 13, 2020
Instrument	2020R0049155

Lender

Name	SAUK VALLEY BANK & TRUST COMPANY
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2045

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 17, 2018
Property Address	902 N HART ST, HARVARD, IL 60033-2232
Document Number	0000023852
Instrument Date	Jul 16, 2018
Instrument	23852
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 N HART ST HARVARD IL 600332232, HARVARD, IL 60033-2232

Mortgage

Document Number	23853
Date	Jul 17, 2018
Instrument	23853

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 17, 2018
Property Address	902 N HART ST, HARVARD, IL 60033-2232
Document Number	0000023851
Instrument Date	Jul 12, 2018
Instrument	23851
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 N SEMINARY AVE #109 WOODSTOCK IL 600982637, 109, WOODSTOCK, IL 60098-2637

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 9, 2017
Property Address	902 N HART ST, HARVARD, IL 60033-2232
Document Number	0000000960
Instrument Date	Jan 9, 2017
Instrument	960
Transaction Type	Transfer
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 N HART ST HARVARD IL 600332232, HARVARD, IL 60033-2232

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,317.00	$78,471 Land $12,909 Building $65,562	$235,413 Land $38,727 Building $196,686
2022	Homeowner's exemption	$61,096 Land $11,670 Building $49,426	$183,288 Land $35,010 Building $148,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 902 N Hart St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 N Hart St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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