Hardin County property record for 902 N Front St, Alger, OH 45812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1957 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Jun 2017) |
| Tax Bill | $951 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-540001.0000 |
| Primary APN | 29-540001.0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Area | 192 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 902 N FRONT ST |
|---|---|
| City | ALGER |
| State | OH |
| Zip | 45812-9692 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SMITH-ANKERMAN 6 |
| Legal Subdivision | SMITH-ANKERMAN |
| Jurisdiction | HARDIN OH |
| Township / Civil Division | MARION |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 500 |
902 N Front St is owned and occupied by an individual who bought it in June 2017.
Source: Hardin County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS NATIONAL BANK/CANFIELD |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK |
| Jun 1, 2017 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2017 · Amount on File |
| Deed Sale | Jun 1, 2017 · Amount on File |
| Prior Sale | May 26, 2015 · Amount on File |
| Deed Document Number | 201789638 |
| Deed Book / Page | 544 / 2578 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Document Number | 0000001873 |
| Book / Page | 578 / 571 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20261873 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001873, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 578/571 |
| Instrument | 20261873 |
| Name | FARMERS NATIONAL BANK/CANFIELD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN OH |
| Property Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00565/2156 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 565/2156 |
| Instrument | 2022002344 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ADA, OH 45810 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN OH |
| Recording Date | Jun 1, 2017 |
| Property Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Document Number | 544/2578 |
| Book / Page | 544 / 2578 |
| Instrument Date | Jun 1, 2017 |
| Instrument | 201700089638 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 902 N FRONT ST, ALGER, OH 45812-9692 |
| Document Number | 201700089639 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 201700089639 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 902 N Front St was $951, down 0.1% from the year before.
Source: Hardin County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Alger Village |
| County | Hardin County |
| County Subdivision | Marion Township |
| Unified School District | Upper Scioto Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $951.00 (-0.11%) | $22,860 (-) Land $1,840 Building $21,020 | |
| 2024 | $952.00 (-0.83%) | $22,860 (-) Land $1,840 Building $21,020 | |
| 2023 | $960.00 (+9.71%) | $22,860 (+18.81%) Land $1,840 Building $21,020 | $65,320 Land $5,260 Building $60,060 |
| 2022 | $875.00 | $19,240 Land $1,380 Building $17,860 | |
| 2020 | $54,970 Land $3,940 Building $51,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 N Front St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 9, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 902 N Front St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGER VILLAGE PWS serves 943 people · EPA ID OH3300112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Aug 2025 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| HDER Link Fixed Wireless | 100 / 100 |
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