902 N 15th Ave, Elgin, OR 97827 Property Records

Union County property record for 902 N 15th Ave, Elgin, OR 97827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 2020
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$399,900 (Jul 2026)
Tax Bill$3,941 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 1 more
APN01N3910C 118

Property Details

APN / Parcel Number

Primary APN01N3910C 118
Alternative APNs
  • 01N39E10C11802301
  • 19104

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,563 sqft Living Area
1st Floor Area1,563 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number19104
Street Address902 N 15TH AVE
CityELGIN
StateOR
Zip97827-9514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEL-R2
Legal SubdivisionINDIAN VALLEY ESTATES
JurisdictionUNION OR
Township / Civil DivisionELGIN
Census Block Group2
Census Block2013
Census Tract970100

Owner

Source: Union County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address907 N 15TH AVE, ELGIN, OR 97827-9514
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2020Warranty Deed, Transfer · Conventional Mortgage
MANN MORTGAGE LLC
Oct 11, 2019Warranty Deed, Construction Loan · Construction Mortgage
BANNER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on Record
Deed SaleJul 1, 2026 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Document Number20261643
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION OR
Recording DateJul 1, 2026
Property Address902 N 15TH AVE, ELGIN, OR 97827-9514
Document Number0000001643
Instrument DateJun 30, 2026
Instrument20261643
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyEASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number0000001644,
DateJul 1, 2026
Instrument20261644
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION OR
Recording DateOct 23, 2020
Property Address902 N 15TH AVE, ELGIN, OR 97827-9514
Document Number0020203676
Map ReferenceDOC 20181111T
Instrument DateOct 21, 2020
Instrument20203676
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyAMER TITLE, AMERI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address902 NORTH 15TH ST, ELGIN, OR 97827-9514

Mortgage

Document Number0020203677
DateOct 23, 2020
Instrument20203677
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

October 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionUNION OR
Recording DateOct 11, 2019
Property Address902 N 15TH AVE, ELGIN, OR 97827-9514
Document Number0020192982
Map ReferenceDOC 20181111T
Instrument DateOct 9, 2019
Instrument20192982
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2022
Title CompanyEASTERN OREGON TITLE INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1401, LA GRANDE, OR 97850-6401

Mortgage

Document Number0020192983
DateOct 11, 2019
Instrument20192983
Lender
NameBANNER BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

TypeName
StateOregon
CountyUnion County
MunicipalityElgin City
Unified School DistrictElgin School District 23 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,941.00 (+6.08%)$218,760 (+3%) Land $45,790 Building $172,970$446,300 (+14.7%) Land $82,110 Building $364,190
2023$3,715.00$212,390 Land $44,450 Building $167,940$389,090 Land $76,190 Building $312,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · lower than 60% of Oregon
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN WATER DEPARTMENT
serves 1,717 people · EPA ID OR4100273
Water SourceGroundwater
Last State InspectionDec 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ziply Fiber
Fixed Wireless · Fiber in parts of the area
50 / 10

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