902 N 13th St, Duncan, OK 73533 Property Records

Stephens County property record for 902 N 13th St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,312 sqft · built 1975
Lot Size	0.643 acres (27,992 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,538 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13520`

Property Details

APN / Parcel Number

Primary APN	`13520`
Alternative APN	`1001-00-060-005-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,312 sqft Living Area
Basement Area	814 sqft
Unfinished Basement	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,992 sqft (0.643 acres)
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	632 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13520
Street Address	902 N 13TH ST
City	DUNCAN
State	OK
Zip	73533-4008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 60 LOT 5 & 6 DUNCAN CITY
Legal Range	07W
Legal Township	01N
Legal Section	32
Legal Subdivision	CITY OF DUNCAN ORIGINAL TOWNSITE
Legal Block	60
Legal Lot Number	5,6
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	1
Census Block	1005
Census Tract	300

Owner

Source: Stephens County records · APN 13520

Assessment roll updated March 23, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 N 13TH ST, DUNCAN, OK 73533-4008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
May 01, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 27, 1996
Deed Sale	Aug 27, 1996
Prior Sale	Jun 15, 1990 · Amount on Record
Deed Book / Page	2002 / 914
Record Updated	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	902 N 13TH ST, DUNCAN, OK 73533-4008
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6022/171
Date	Aug 13, 2021
Book Page	6022/171
Instrument	2021-007724

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jun 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS OK
Property Address	902 N 13TH ST, DUNCAN, OK 73533-4008
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3320/230
Date	May 01, 2017
Book Page	3320/230
Instrument	2017-954775

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 23, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Duncan Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,538.00 Homeowner's exemption	$31,083 (-4.72%) Land $1,122 Building $29,961	$282,574 (-4.72%) Land $10,198 Building $272,376
2024	$2,538.00 (-5.4%) Homeowner's exemption	$32,623 (+0.89%) Land $1,122 Building $31,501	$296,570 (+0.89%) Land $10,198 Building $286,372
2023	$2,683.00 Homeowner's exemption	$32,335 Land $1,122 Building $31,213	$293,953 Land $10,198 Building $283,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1982)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1982 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Dobson Technologies Fiber	10,000 / 10,000
Cable One Cable	1,000 / 50
AMG Technology Investment Group Fixed Wireless	500 / 100
360 Communications, Inc. (OK, AR & TX) Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Based on FCC filings for 317 locations within half a mile of this property.

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