Hamilton County property record for 902 Mount Vernon Ave, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,422 sqft · built 2018 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Jun 2023) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jun 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P C 002 |
| Primary APN | 127P C 002 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,422 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052022 |
|---|---|
| Street Address | 902 MOUNT VERNON AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 55 BLK 22 CHATTANOOGA LAND IRON & RAILWAY COMPANYS ADDITION TO MAP NO 1 PB 3 PG 31 REV 111-156 |
| Legal Subdivision | NORTH CHATT MAP NO 1 |
| Legal Block | 22 |
| Legal Lot Number | 55 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
902 Mount Vernon Ave is owned and occupied by two individuals who bought it in June 2023.
Source: Hamilton County records, as of March 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Warranty Deed, Subdivision Related Transfer TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BK |
| Mar 21, 2018 | Trustee's Deed, Construction Loan · Line of Credit PINNACLE BK/COLUMBUS |
| Jan 18, 2018 | Warranty Deed, Transfer · Commercial Mortgage PINNACLE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Jan 18, 2018 · Amount on File |
| Deed Document Number | 2023142 |
| Deed Book / Page | 13316 / 337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 12, 2023 |
| Property Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Document Number | 0000000142 |
| Book / Page | 13316 / 337 |
| Map Reference | MB 111 PG 156 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023061200142 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,515.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Document Number | 0713000190 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4226 CHATTANOOGA TN 374050226, CHATTANOOGA, TN 37405-0226 |
| Document Number | 0713000190 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 012070/000950 |
| Instrument | 200713000190 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 21, 2018 |
| Property Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Book / Page | 011299 / 000434 |
| Instrument Date | Mar 21, 2018 |
| Instrument | 128 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 735 BROAD ST #305 CHATTANOOGA TN 374022915, 305, CHATTANOOGA, TN 37402-2915 |
| Document Number | 0000000128 |
|---|---|
| Date | Mar 21, 2018 |
| Book Page | 011299/000434 |
| Instrument | 128 |
| Name | PINNACLE BK/COLUMBUS |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 18, 2018 |
| Property Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Document Number | 0000000204 |
| Book / Page | 11250 / 479 |
| Map Reference | MB3 PG31 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 2018011800204 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,117.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 902 MOUNT VERNON AVE, CHATTANOOGA, TN 37405-2939 |
| Document Number | 0000000205 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018011800205 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 902 Mount Vernon Ave was $3,964, down 3.2% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (-3.2%) | $261,550 (+42.86%) | $1,046,200 (+42.86%) Land $225,000 Building $821,200 |
| 2024 | $4,095.00 | $183,075 (-) | $732,300 (-) Land $150,000 Building $582,300 |
| 2023 | $4,095.00 | $183,075 (-) | $732,300 (-) Land $150,000 Building $582,300 |
| 2022 | $4,095.00 | $183,075 | $732,300 Land $150,000 Building $582,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 902 Mount Vernon Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 902 Mount Vernon Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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