902 Montgomery St, Floyd, IA 50435 Property Records

Floyd County property record for 902 Montgomery St, Floyd, IA 50435

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,040 sqft · built 1970
Lot Size0.199 acres (8,679 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Nov 2009)
Tax Bill$972 (2026)
Flood ZoneZone X (minimal risk)
APN072121500100

Property Details

APN / Parcel Number

Primary APN072121500100

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,679 sqft (0.199 acres)
Lot Dimensions66 ft deep x 132 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
Deck Area185 sqft
Patio Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address902 MONTGOMERY ST
CityFLOYD
StateIA
Zip50435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCURRY ADD LOT 1
Legal SubdivisionCURRY ADD
Legal Lot Number1
JurisdictionFLOYD IA
Township / Civil DivisionFLOYD
Census Block Group1
Census Block1073
Census Tract480100

Owner

902 Montgomery St is owned and occupied by an individual who bought it in November 2009.

Source: Floyd County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address902 MONTGOMERY ST, FLOYD, IA 50435
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2009 · Amount on File
Deed SaleNov 24, 2009 · Amount on File
Deed Document Number20093228
Deed Book / Page2009 / 3228
Prior Transfer DateJul 22, 2009
Prior Transfer Doc2009/2137
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 902 Montgomery St was $972 with a homeowner's exemption.

Source: Floyd County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateIowa
CountyFloyd County
MunicipalityFloyd City
Unified School DistrictCharles City Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$972.00 Homeowner's exemption$80,970 (-) Land $6,540 Building $74,430$80,970 (-) Land $6,540 Building $74,430
2025$972.00 Homeowner's exemption$80,970 Land $6,540 Building $74,430$80,970 Land $6,540 Building $74,430
2023$106,540 (+22.4%) Land $6,540 Building $100,000$106,540 Land $6,540 Building $100,000
2022$1,330.00$87,040 Land $6,540 Building $80,500
2021$87,040 Land $6,540 Building $80,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Montgomery St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2004–2008)
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Montgomery St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLOYD MUNI WATER SUPPLY
serves 313 people · EPA ID IA3414044
Water SourceGroundwater
Last State InspectionNov 2025
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityDi(2-ethylhexyl) phthalate
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
OmniTel-Interstate Cablevision
Fiber
8,000 / 8,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

Nearby Properties on Montgomery St

Nearby Streets

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