902 Mills Gap Rd, Fletcher, NC 28732 Property Records

Buncombe County property record for 902 Mills Gap Rd, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,109 sqft · built 1965
Lot Size	1.84 acres (80,150 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Dec 2024)
Tax Bill	$4,548 (2025)
Deeds & Mortgages	Mar 2025 Sale Dec 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`708196-2020-202`

Property Details

APN / Parcel Number

Primary APN	`708196-2020-202`
Alternative APNs	`9663-49-2555-00000` `966306493511000` `008207918`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,109 sqft Living Area
Gross Area	4,637 sqft
1st Floor Area	1,530 sqft
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	80,150 sqft (1.84 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	260 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	708196-2020-202
Street Address	902 MILLS GAP RD
City	FLETCHER
State	NC
Zip	28732-8480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SUBDIV: HENRY ROBERT MILLER, JR BLOCK: LOT: SECTION: PLAT: 0088-0048
Legal Subdivision	HENRY ROBERT MILLER, JR
Legal Block	4
Legal Lot Number	1
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	4
Census Block	4014
Census Tract	3202

Owner

902 Mills Gap Rd is owned by a company that bought it in December 2024.

Source: Buncombe County records, as of January 20, 2026

Owner of Record	Company Name on File
Mailing Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2025	Warranty Deed, Transfer
Dec 9, 2024	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU
Sep 28, 2023	Warranty Deed, Transfer
Sep 18, 2023	Intrafamily Transfer, Transfer
Nov 4, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 9, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024 · Amount on File
Deed Sale	Dec 9, 2024 · Amount on File
Prior Sale	Nov 4, 2022 · Amount on File
Deed Book / Page	6454 / 841
Prior Transfer Date	Aug 7, 2023
Prior Transfer Doc	0063531722
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 4, 2025
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0064731201
Book / Page	6473 / 1201
Map Reference	MB 88 PG 1722
Instrument Date	Mar 4, 2025
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Dec 9, 2024
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0064540841
Book / Page	6454 / 841
Map Reference	MB 88 PG 48
Instrument Date	Nov 21, 2024
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	480 E FOXSTONE CV, DRAPER, UT 84020-6548

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FRESH PONDS RD, EAST BRUNSWICK, NJ 08816-2500

Mortgage

Document Number	0006454844
Date	Dec 9, 2024
Instrument	6454/844

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate	6.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Max Rate	11.3%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 28, 2023
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0063531722
Book / Page	6353 / 1722
Map Reference	MB 88 PG 48
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E FOXSTONE CV, DRAPER, UT 84020-6548

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Sep 18, 2023
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0063510101
Book / Page	6351 / 101
Map Reference	MB 88 PG 48
Instrument Date	Aug 7, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E FOXSTONE CV, DRAPER, UT 84020-6548

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Nov 4, 2022
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0062731043
Book / Page	6273 / 1043
Map Reference	MB 88 PG 48
Instrument Date	Nov 2, 2022
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 TODD LN, STAMFORD, CT 06905-2912

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Investor	Possibly a Property Investor

Mortgage

Document Number	0062731046
Date	Nov 4, 2022
Instrument	6273/1046

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Dec 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 9, 2019
Property Address	902 MILLS GAP RD, FLETCHER, NC 28732-8480
Document Number	0057590450
Book / Page	5759 / 0450
Map Reference	MB 88 PG 48
Instrument Date	Apr 5, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	435 EADE RD, 435, ETOWAH, NC 28729-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 TODD LN, STAMFORD, CT 06905-2912

Mortgage

Document Number	0057590453
Date	Apr 9, 2019
Instrument	5759/0453

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 902 Mills Gap Rd was $4,548, up 9.8% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,548.00 (+9.83%)	$672,700 Land $75,300 Building $597,400	$672,700 Land $75,300 Building $597,400
2024	$4,141.00 (+3.29%)
2023	$4,009.00	$672,700	$672,700 Land $75,300 Building $597,400
2021			$672,700 Land $75,300 Building $597,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 902 Mills Gap Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 902 Mills Gap Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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